Vitals
  • Total Assets
    13.2M 6.7 %
  • Total Deposits
    11.4M 2.9 %
  • Total Net Loans
    10.6M 22.7 %
  • Net Income
    147000.0000 54.7 %
  • Book Value
    1.3M 8.1 %
  • Book Value x2
    2.6M 8.1 %
  • Book Value x3
    3.9M 8.1 %
ROAA

1.218

ROAE

11.589

Efficiency Ratio

62.669

Net Interest Margin

5.537

Balance Sheet Highlights
Financial Highlights Commercial State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 13,187 70,562
Total Net Loans 10,550 47,454
Total Deposits 11,382 56,722
Total Equity 1,297 7,368
Profitability
Net Income 147 907
Return on Average Assets 1.218 1.145
Return on Average Equity 11.589 10.978
Net Interest Margin 5.537 4.244
Efficiency Ratio 62.669 63.815
Noninterest Income/Revenue 7.394 10.337
Balance Sheet Ratios
Loan-to-Deposit 92.69 78.95
Securities/Assets .046 .467
Total Equity/Total Assets .098 .104
Tangible Equity/Tangible Assets .098 -.271
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,297 7,081
Tier 2 Capital 145 592
Total Capital 1,442 7,680
Total Risk Weighted Assets 11,533 51,414
Leverage Ratio 10.39 10.667
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.25 15.467
Total Capital Ratio 12.5 16.628

Timeline for Commercial State Bank

Bank Of Keystone

Commercial State Bank was acquired by Bank Of Keystone 21 years

View Profile Jan 01 2005

Elsie, Inc.

Elsie, Inc. became a new parent organization for Commercial State Bank.

View Profile Feb 27 1980

Commercial State Bank

Commercial State Bank was established 118 years ago and is currently headquartered in Elsie, NE.

Aug 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Keystone Buyer 64,251 Acquisition Discontinued 1/1/2005
Relationships Role Relationship Start Relationship End
Elsie, Inc. Parent 2/27/1980 12/31/2004
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