Vitals
  • Total Assets
    64.3M 3.3 %
  • Total Deposits
    54.2M 0.8 %
  • Total Net Loans
    39.6M -14.0 %
  • Net Income
    615000.0000 -26.2 %
  • Book Value
    9.4M 19.3 %
  • Book Value x2
    18.9M 19.3 %
  • Book Value x3
    28.3M 19.3 %
ROAA

1.238

ROAE

9.782

Efficiency Ratio

63.922

Net Interest Margin

3.603

Balance Sheet Highlights
Financial Highlights Bank Of Keystone All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 64,251 166,631
Total Net Loans 39,617 115,324
Total Deposits 54,236 134,538
Total Equity 9,434 18,868
Profitability
Net Income 615 1,463
Return on Average Assets 1.238 1.102
Return on Average Equity 9.782 9.693
Net Interest Margin 3.603 3.779
Efficiency Ratio 63.922 63.111
Noninterest Income/Revenue 7.251 12.428
Balance Sheet Ratios
Loan-to-Deposit 73.046 84.666
Securities/Assets .082 .166
Total Equity/Total Assets .147 .113
Tangible Equity/Tangible Assets .096 .109
Capital Adequacy
Tier 1 Common Capital 6,487 17,859
Tier 1 Capital 6,487 17,878
Tier 2 Capital — 1,444
Total Capital 6,487 19,354
Total Risk Weighted Assets 45,225 133,307
Leverage Ratio 10.6 11.135
Common Equity Tier 1 Capital Ratio 14.34 14.537
Tier 1 Capital Ratio 14.34 14.549
Total Capital Ratio 14.34 15.627

Timeline for Bank Of Keystone

Sandhills State Bank

Bank Of Keystone was acquired by Sandhills State Bank 7 years

View Profile Nov 15 2016

Sandhills Financial Services, Llc

Sandhills Financial Services, Llc became a new parent organization for Bank Of Keystone.

View Profile Jul 12 2016

Commercial State Bank

Acquisition: Bank Of Keystone acquired a new subsidiary, Commercial State Bank, 19 years

View Profile Jan 01 2005

Arthur Branch

Acquisition: Bank Of Keystone acquired a new subsidiary, Arthur Branch , 40 years

View Profile May 01 1984

Keystone Investment, Inc.

Keystone Investment, Inc. became a new parent organization for Bank Of Keystone.

View Profile Dec 31 1970

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Complete timeline for Bank Of Keystone is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sandhills State Bank Buyer 178,065 Pooling of Interests Discontinued 11/15/2016
Commercial State Bank Seller 13,187 Acquisition Discontinued 1/1/2005
Arthur Branch Seller Discontinued 5/1/1984
Relationships Role Relationship Start Relationship End
Sandhills Financial Services, Llc Parent 7/12/2016 11/14/2016
Keystone Investment, Inc. Parent 12/31/1981 7/11/2016
Keystone Investment, Inc. Parent 12/31/1970 12/30/1981
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