Vitals
  • Total Assets
    63.5M 2.7 %
  • Total Deposits
    57.2M 2.9 %
  • Total Net Loans
    32.4M 0.7 %
  • Net Income
    352000.0000 0.6 %
  • Book Value
    5.9M 0.6 %
  • Book Value x2
    11.9M 0.6 %
  • Book Value x3
    17.8M 0.6 %
ROAA

.549

ROAE

5.748

Efficiency Ratio

72.438

Net Interest Margin

3.582

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Cape Vincent All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 63,479 1,637,033
Total Net Loans 32,353 1,047,955
Total Deposits 57,227 1,296,950
Total Equity 5,938 187,165
Profitability
Net Income 352 13,254
Return on Average Assets .549 .773
Return on Average Equity 5.748 7.506
Net Interest Margin 3.582 3.19
Efficiency Ratio 72.438 65.064
Noninterest Income/Revenue 5.006 18.239
Balance Sheet Ratios
Loan-to-Deposit 56.535 73.986
Securities/Assets .381 .167
Total Equity/Total Assets .094 .114
Tangible Equity/Tangible Assets .094 .109
Capital Adequacy
Tier 1 Common Capital 6,131 154,500
Tier 1 Capital 6,131 155,066
Tier 2 Capital 339 9,750
Total Capital 6,470 168,084
Total Risk Weighted Assets 26,810 1,138,832
Leverage Ratio 9.61 10.188
Common Equity Tier 1 Capital Ratio 22.87 16.458
Tier 1 Capital Ratio 22.87 16.551
Total Capital Ratio 24.13 17.647

Timeline for Citizens Bank Of Cape Vincent

Citizens Bank Of Cape Vincent

Citizens Bank Of Cape Vincent was established 105 years ago and is currently headquartered in Cape Vincent, NY.

Jan 01 1919
Relationships Role Relationship Start Relationship End
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