Commercial State Bank
Elsie, NE — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Net Interest Margin Over Time
| Net Interest Margin | Commercial State Bank | All Insured Commercial Banks in Nebraska |
| 12-31-2004 | 5.537 | 4.244 |
| 09-30-2004 | 5.421 | 4.213 |
| 06-30-2004 | 4.993 | 4.164 |
| 03-31-2004 | 4.836 | 4.154 |
| 12-31-2003 | 4.983 | 4.214 |
| 09-30-2003 | 4.825 | 4.196 |
| 06-30-2003 | 4.271 | 4.15 |
| 03-31-2003 | 4.101 | 4.155 |
| 12-31-2002 | 5.114 | 4.366 |