Efficiency Ratio Over Time
Efficiency Ratio Commercial State Bank All Insured Commercial Banks in Nebraska
12-31-2004 62.669 63.815
09-30-2004 58.025 61.22
06-30-2004 61.487 61.591
03-31-2004 64.789 61.665
12-31-2003 61.111 63.167
09-30-2003 56.182 60.898
06-30-2003 62.182 61.895
03-31-2003 63.077 61.914
12-31-2002 64.968 62.153