Vitals
  • Total Assets
    494.4M 21.3 %
  • Total Deposits
    425.8M 16.7 %
  • Total Net Loans
    414.1M 21.6 %
  • Net Income
    4.4M 103.9 %
  • Book Value
    44.6M 15.1 %
  • Book Value x2
    89.2M 15.1 %
  • Book Value x3
    133.9M 15.1 %
ROAA

.975

ROAE

10.428

Efficiency Ratio

60.946

Net Interest Margin

3.659

Balance Sheet Highlights
Financial Highlights Commerce State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 494,432 272,940
Total Net Loans 414,083 188,306
Total Deposits 425,819 228,985
Total Equity 44,618 30,879
Profitability
Net Income 4,403 3,013
Return on Average Assets .975 1.04
Return on Average Equity 10.428 8.894
Net Interest Margin 3.659 3.727
Efficiency Ratio 60.946 64.939
Noninterest Income/Revenue 19.032 14.969
Balance Sheet Ratios
Loan-to-Deposit 97.244 81.441
Securities/Assets .053 .167
Total Equity/Total Assets .09 .113
Tangible Equity/Tangible Assets .088 .11
Capital Adequacy
Tier 1 Common Capital 44,682 29,936
Tier 1 Capital 44,682 29,937
Tier 2 Capital 4,611 2,305
Total Capital 49,293 32,273
Total Risk Weighted Assets 445,932 202,263
Leverage Ratio 9.48 11.31
Common Equity Tier 1 Capital Ratio 10.02 15.769
Tier 1 Capital Ratio 10.02 15.771
Total Capital Ratio 11.05 16.923

Timeline for Commerce State Bank

Commerce Investment, Inc.

Commerce Investment, Inc. became a new subsidiary organization for Commerce State Bank.

View Profile Sep 01 2008

Commerce State Bank

Commerce State Bank was established 18 years ago and is currently headquartered in West Bend, WI.

Aug 31 2005

Commerce Financial Holdings, Inc.

Commerce Financial Holdings, Inc. became a new parent organization for Commerce State Bank.

View Profile Aug 31 2005
Relationships Role Relationship Start Relationship End
Commerce Financial Holdings, Inc. Parent 8/31/2005
Commerce Investment, Inc. Subsidary 9/1/2008 12/13/2011
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