Vitals
  • Total Assets
    224.3M 16.7 %
  • Total Deposits
    181.2M 26.4 %
  • Total Net Loans
    177.5M 10.6 %
  • Net Income
    234000.0000 95.0 %
  • Book Value
    24.3M 2.5 %
  • Book Value x2
    48.5M 2.5 %
  • Book Value x3
    72.8M 2.5 %
ROAA

.42

ROAE

3.892

Efficiency Ratio

65.361

Net Interest Margin

3.265

Balance Sheet Highlights
Financial Highlights Cnlbank, First Coast All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 224,340 289,980
Total Net Loans 177,509 200,301
Total Deposits 181,180 232,892
Total Equity 24,255 28,231
Profitability
Net Income 234 701
Return on Average Assets .42 .529
Return on Average Equity 3.892 5.555
Net Interest Margin 3.265 3.008
Efficiency Ratio 65.361 106.117
Noninterest Income/Revenue 1.598 19
Balance Sheet Ratios
Loan-to-Deposit 97.974 85.78
Securities/Assets .11 .334
Total Equity/Total Assets .108 .097
Tangible Equity/Tangible Assets .108 -.146
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,571 25,766
Tier 2 Capital 2,453 2,978
Total Capital 26,024 28,730
Total Risk Weighted Assets 195,483 217,714
Leverage Ratio 10.57 10.751
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.06 14.35
Total Capital Ratio 13.31 15.606

Timeline for Cnlbank, First Coast

Cnlbank

Cnlbank, First Coast was acquired by Cnlbank 15 years

View Profile Apr 20 2009

Cnlbank, First Coast

Cnlbank, First Coast was established 18 years ago and is currently headquartered in Jacksonville, FL.

Nov 09 2005

Cnlbancshares, Inc.

Cnlbancshares, Inc. became a new parent organization for Cnlbank, First Coast.

View Profile Nov 09 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cnlbank Buyer 1,347,253 Pooling of Interests Discontinued 4/20/2009
Relationships Role Relationship Start Relationship End
Cnlbancshares, Inc. Parent 11/9/2005 4/19/2009
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