Vitals
  • Total Assets
    1.3B 3.4 %
  • Total Deposits
    1.1B 3.7 %
  • Total Net Loans
    844.4M 12.4 %
  • Net Income
    6.4M 77.6 %
  • Book Value
    130.6M 13.4 %
  • Book Value x2
    261.3M 13.4 %
  • Book Value x3
    391.9M 13.4 %
ROAA

.632

ROAE

6.856

Efficiency Ratio

70.473

Net Interest Margin

3.27

Balance Sheet Highlights
Financial Highlights Cnlbank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 1,347,253 512,210
Total Net Loans 844,444 335,405
Total Deposits 1,083,757 423,939
Total Equity 130,648 54,777
Profitability
Net Income 6,376 2,658
Return on Average Assets .632 .663
Return on Average Equity 6.856 6.368
Net Interest Margin 3.27 3.58
Efficiency Ratio 70.473 77.974
Noninterest Income/Revenue 6.998 14.022
Balance Sheet Ratios
Loan-to-Deposit 77.918 77.156
Securities/Assets .247 .172
Total Equity/Total Assets .097 .107
Tangible Equity/Tangible Assets .097 .103
Capital Adequacy
Tier 1 Common Capital 100,315 48,988
Tier 1 Capital 100,315 49,419
Tier 2 Capital 12,289 3,772
Total Capital 112,604 53,200
Total Risk Weighted Assets 965,397 355,919
Leverage Ratio 7.56 10.09
Common Equity Tier 1 Capital Ratio 10.39 15.164
Tier 1 Capital Ratio 10.39 15.25
Total Capital Ratio 11.66 16.397

Timeline for Cnlbank

Valley National Bank

Cnlbank was acquired by Valley National Bank 8 years

View Profile Dec 01 2015

Cnlbank, First Coast

Acquisition: Cnlbank acquired a new subsidiary, Cnlbank, First Coast, 15 years

View Profile Apr 20 2009

Cnlbank, Southwest Florida

Acquisition: Cnlbank acquired a new subsidiary, Cnlbank, Southwest Florida, 15 years

View Profile Apr 20 2009

Cnlbancshares, Inc.

Cnlbancshares, Inc. became a new parent organization for Cnlbank.

View Profile Oct 08 1998

Cnlbank

Cnlbank was established 26 years ago and is currently headquartered in Orlando, FL.

Jul 28 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley National Bank Buyer 22,312,256 Acquisition Discontinued 12/1/2015
Cnlbank, First Coast Seller 224,340 Pooling of Interests Discontinued 4/20/2009
Cnlbank, Southwest Florida Seller 149,771 Pooling of Interests Discontinued 4/20/2009
Relationships Role Relationship Start Relationship End
Cnlbancshares, Inc. Parent 10/8/1998 11/30/2015
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