Vitals
  • Total Assets
    1.4B 1.1 %
  • Total Deposits
    1.2B 3.0 %
  • Total Net Loans
    644.5M 6.0 %
  • Net Income
    14.7M 19.7 %
  • Book Value
    139.1M -4.2 %
  • Book Value x2
    278.2M -4.2 %
  • Book Value x3
    417.3M -4.2 %
ROAA

1.101

ROAE

10.293

Efficiency Ratio

67.61

Net Interest Margin

3.132

Balance Sheet Highlights
Financial Highlights Monroe Bank & Trust All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 1,356,363 330,697
Total Net Loans 644,490 227,599
Total Deposits 1,201,692 278,247
Total Equity 139,093 33,935
Profitability
Net Income 14,720 3,589
Return on Average Assets 1.101 .954
Return on Average Equity 10.293 8.772
Net Interest Margin 3.132 3.821
Efficiency Ratio 67.61 71.925
Noninterest Income/Revenue 27.513 24.061
Balance Sheet Ratios
Loan-to-Deposit 53.632 76.845
Securities/Assets .39 .16
Total Equity/Total Assets .103 .103
Tangible Equity/Tangible Assets .103 .098
Capital Adequacy
Tier 1 Common Capital 143,123 32,553
Tier 1 Capital 143,123 32,664
Tier 2 Capital 8,813 2,479
Total Capital 151,936 35,133
Total Risk Weighted Assets 838,306 242,208
Leverage Ratio 10.75 10.341
Common Equity Tier 1 Capital Ratio 17.07 15.339
Tier 1 Capital Ratio 17.07 15.393
Total Capital Ratio 18.12 16.423

Timeline for Monroe Bank & Trust

Mbt Credit Company, Inc.

Acquisition: Monroe Bank & Trust acquired a new subsidiary, Mbt Credit Company, Inc. , 13 years

View Profile Dec 18 2010

Main Street Bank

Acquisition: Monroe Bank & Trust acquired a new subsidiary, Main Street Bank, 15 years

View Profile Oct 11 2008

Mbt Credit Company, Inc.

Mbt Credit Company, Inc. became a new subsidiary organization for Monroe Bank & Trust.

View Profile Feb 25 2002

Mbt Financial Corp.

Mbt Financial Corp. became a new parent organization for Monroe Bank & Trust.

View Profile Jul 01 2000

Mb&T Financial Services, Inc.

Mb&T Financial Services, Inc. became a new subsidiary organization for Monroe Bank & Trust.

View Profile Jul 01 2000

Want to see more?

Complete timeline for Monroe Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mbt Credit Company, Inc. Seller Pooling of Interests Discontinued 12/18/2010
Main Street Bank Seller 112,368 Failure 10/11/2008
Relationships Role Relationship Start Relationship End
Mbt Financial Corp. Parent 7/1/2000
Mb&T Financial Services, Inc. Subsidary 6/30/2007
Mbt Credit Company, Inc. Subsidary 6/30/2007 12/17/2010
Mbt Credit Company, Inc. Subsidary 2/25/2002 6/29/2007
Mb&T Financial Services, Inc. Subsidary 7/1/2000 6/29/2007
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