Vitals
  • Total Assets
    1.4B 1.6 %
  • Total Deposits
    1.2B 0.0 %
  • Total Net Loans
    1.0B 1.9 %
  • Net Income
    16.0M 0.3 %
  • Book Value
    152.5M 3.8 %
  • Book Value x2
    305.0M 3.8 %
  • Book Value x3
    457.5M 3.8 %
ROAA

1.212

ROAE

10.636

Efficiency Ratio

59.364

Net Interest Margin

3.969

Balance Sheet Highlights
Financial Highlights First Bank & Trust All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 1,357,977 288,102
Total Net Loans 1,010,757 198,161
Total Deposits 1,153,624 243,793
Total Equity 152,485 35,439
Profitability
Net Income 16,006 3,749
Return on Average Assets 1.212 1.217
Return on Average Equity 10.636 10.279
Net Interest Margin 3.969 3.975
Efficiency Ratio 59.364 60.916
Noninterest Income/Revenue 21.656 21.874
Balance Sheet Ratios
Loan-to-Deposit 87.616 76.007
Securities/Assets .155 .161
Total Equity/Total Assets .112 .123
Tangible Equity/Tangible Assets .108 .119
Capital Adequacy
Tier 1 Common Capital 145,827 34,164
Tier 1 Capital 145,827 34,343
Tier 2 Capital 12,239 2,558
Total Capital 158,066 36,899
Total Risk Weighted Assets 1,122,389 225,553
Leverage Ratio 10.93 11.18
Common Equity Tier 1 Capital Ratio 12.99 15.765
Tier 1 Capital Ratio 12.99 15.791
Total Capital Ratio 14.08 16.885

Timeline for First Bank & Trust

First Bank & Trust Of Milbank

Acquisition: First Bank & Trust acquired a new subsidiary, First Bank & Trust Of Milbank, 8 years

View Profile Aug 15 2015

First Bank & Trust, National Association

Acquisition: First Bank & Trust acquired a new subsidiary, First Bank & Trust, National Association, 8 years

View Profile Aug 15 2015

First Bank Of White

Acquisition: First Bank & Trust acquired a new subsidiary, First Bank Of White, 11 years

View Profile May 05 2012

Garretson Office

Acquisition: First Bank & Trust acquired a new subsidiary, Garretson Office , 23 years

View Profile Nov 18 2000

Southeast Bankcard Association, Inc.

Southeast Bankcard Association, Inc. became a new subsidiary organization for First Bank & Trust.

View Profile Mar 04 1997

Want to see more?

Complete timeline for First Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank & Trust Of Milbank Seller 158,467 Pooling of Interests Discontinued 8/15/2015
First Bank & Trust, National Association Seller 191,507 Pooling of Interests Discontinued 8/15/2015
First Bank Of White Seller 48,119 Pooling of Interests Discontinued 5/5/2012
Garretson Office Seller Acquisition Charter Retained 11/18/2000
Home Trust Savings And Loan Association Seller 29,046 Discontinued 2/1/1993
Relationships Role Relationship Start Relationship End
Fishback Financial Corporation Parent 8/25/1997
Fishback Financial Corporation Parent 2/24/1995 8/24/1997
Fishback Financial Corporation Parent 1/1/1990 2/23/1995
Fishback Financial Corporation Parent 12/31/1989 12/31/1989
Fishback Financial Corporation Parent 12/31/1984 12/30/1989
Fishback Financial Corporation Parent 12/31/1983 12/30/1984
Fishback Financial Corporation Parent 12/31/1982 12/30/1983
Fishback Financial Corporation Parent 12/31/1977 12/30/1982
Fishback Financial Corporation Parent 12/31/1976 12/30/1977
Fishback Financial Corporation Parent 12/31/1974 12/30/1976
Fishback Financial Corporation Parent 12/31/1973 12/30/1974
Fishback Financial Corporation Parent 12/31/1970 12/30/1973
First National Community Development Corporation Subsidary 6/30/2007
First National Venture Capital, Incorporated Subsidary 6/30/2007
First National Bank Daycare Corporation Subsidary 6/30/2007
First National Community Development Corporation Subsidary 9/14/1992 6/29/2007
First National Venture Capital, Incorporated Subsidary 6/28/1994 6/29/2007
First National Bank Daycare Corporation Subsidary 5/4/1995 6/29/2007
Brookings Card Center, Inc. Subsidary 6/26/1991 6/28/2004
Southeast Bankcard Association, Inc. Subsidary 3/4/1997 8/31/2001
Gary Agricultural Credit Corporation Subsidary 12/31/1978 9/23/1997
Staurolite Inn, Inc. Subsidary 5/31/1988 9/23/1997
Home Trust Service Corporation Subsidary 2/1/1993 5/31/1993
Brookings Card Center, Inc. Subsidary 5/2/1991 6/25/1991
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