Vitals
  • Total Assets
    48.1M -5.9 %
  • Total Deposits
    40.7M -6.8 %
  • Total Net Loans
    34.0M -17.5 %
  • Net Income
    165000.0000 1.2 %
  • Book Value
    6.3M 6.3 %
  • Book Value x2
    12.7M 6.3 %
  • Book Value x3
    19.0M 6.3 %
ROAA

1.302

ROAE

10.461

Efficiency Ratio

55.811

Net Interest Margin

4.302

Balance Sheet Highlights
Financial Highlights First Bank Of White All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 48,119 331,507
Total Net Loans 34,021 199,032
Total Deposits 40,660 267,438
Total Equity 6,336 45,938
Profitability
Net Income 165 741
Return on Average Assets 1.302 1.149
Return on Average Equity 10.461 10.311
Net Interest Margin 4.302 4.021
Efficiency Ratio 55.811 66.373
Noninterest Income/Revenue 6.98 33.565
Balance Sheet Ratios
Loan-to-Deposit 83.672 64.325
Securities/Assets .157 .179
Total Equity/Total Assets .132 .139
Tangible Equity/Tangible Assets .132 .125
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,160 33,516
Tier 2 Capital 437 2,562
Total Capital 6,597 36,076
Total Risk Weighted Assets 34,915 216,440
Leverage Ratio 12.15 10.644
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.64 16.953
Total Capital Ratio 18.89 18.073

Timeline for First Bank Of White

First Bank & Trust

First Bank Of White was acquired by First Bank & Trust 12 years

View Profile May 05 2012

First Community Financial, Inc.

First Community Financial, Inc. became a new subsidiary organization for First Bank Of White.

View Profile Oct 01 2004

Fishback Financial Corporation

Fishback Financial Corporation became a new parent organization for First Bank Of White.

View Profile May 31 1988

First Bank Of White

First Bank Of White was established 122 years ago and is currently headquartered in White, SD.

Apr 17 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank & Trust Buyer 1,337,905 Pooling of Interests Discontinued 5/5/2012
Relationships Role Relationship Start Relationship End
Fishback Financial Corporation Parent 1/1/1995 5/4/2012
Fishback Financial Corporation Parent 5/31/1988 12/31/1994
First Community Financial, Inc. Subsidary 10/1/2004 9/28/2007
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