Vitals
  • Total Assets
    34.2M -13.3 %
  • Total Deposits
    28.6M -7.4 %
  • Total Net Loans
    26.6M -16.8 %
  • Net Income
    4000.0000 -98.1 %
  • Book Value
    3.0M -11.4 %
  • Book Value x2
    5.9M -11.4 %
  • Book Value x3
    8.9M -11.4 %
ROAA

.011

ROAE

.128

Efficiency Ratio

84.411

Net Interest Margin

3.431

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 34,206 161,058
Total Net Loans 26,618 97,183
Total Deposits 28,642 131,657
Total Equity 2,951 18,008
Profitability
Net Income 4 1,663
Return on Average Assets .011 .954
Return on Average Equity .128 8.443
Net Interest Margin 3.431 3.683
Efficiency Ratio 84.411 68.374
Noninterest Income/Revenue 9.73 15.013
Balance Sheet Ratios
Loan-to-Deposit 92.934 72.321
Securities/Assets .157 .241
Total Equity/Total Assets .086 .112
Tangible Equity/Tangible Assets .086 .109
Capital Adequacy
Tier 1 Common Capital 3,054 17,454
Tier 1 Capital 3,054 17,457
Tier 2 Capital 311 1,279
Total Capital 3,365 18,771
Total Risk Weighted Assets 24,764 112,595
Leverage Ratio 8.69 11.048
Common Equity Tier 1 Capital Ratio 12.33 16.94
Tier 1 Capital Ratio 12.33 16.949
Total Capital Ratio 13.59 18.109

Timeline for Citizens State Bank

Financial Shares, Inc.

Financial Shares, Inc. became a new parent organization for Citizens State Bank.

View Profile Sep 07 1984

Bank Insurance Agency,Inc.

Bank Insurance Agency,Inc. became a new subsidiary organization for Citizens State Bank.

View Profile Sep 07 1984

Citizens State Bank

Citizens State Bank was established 118 years ago and is currently headquartered in Morland, KS.

Jan 01 1906
Relationships Role Relationship Start Relationship End
Financial Shares, Inc. Parent 12/30/2000
Financial Shares, Inc. Parent 9/7/1984 12/29/2000
Bank Insurance Agency,Inc. Subsidary 6/30/2007
Bank Insurance Agency,Inc. Subsidary 9/7/1984 6/29/2007
Similar Organizations
Organization City State Total Assets
Kendall State Bank
 		Valley Falls KS 35.7M
Farmers & Merchants Bank
 		Adamsville TN 35.7M
Peoples Savings Bank
 		Montezuma IA 35.4M
Independence Bank
 		East Greenwich RI 36.4M
Citizens Bank Of Morgantown, Inc.
 		Morgantown WV 36.5M
Western Dakota Bank
 		Timber Lake SD 35.1M
North Adams State Bank
 		Ursa IL 35.0M
Louisa Community Bank
 		Louisa KY 34.8M
State Bank Of Lake Park
 		Lake Park MN 36.9M
The State Exchange Bank
 		Mankato KS 34.7M