Vitals
  • Total Assets
    94.4M 6.0 %
  • Total Deposits
    87.8M 6.4 %
  • Total Net Loans
    70.9M 3.6 %
  • Net Income
    500000.0000 -40.3 %
  • Book Value
    6.4M 0.7 %
  • Book Value x2
    12.8M 0.7 %
  • Book Value x3
    19.2M 0.7 %
ROAA

.557

ROAE

7.735

Efficiency Ratio

81.341

Net Interest Margin

4.059

Balance Sheet Highlights
Financial Highlights Citizens State Bank Of Hayfield All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 94,408 147,703
Total Net Loans 70,943 97,223
Total Deposits 87,779 126,600
Total Equity 6,401 15,565
Profitability
Net Income 500 1,683
Return on Average Assets .557 1.08
Return on Average Equity 7.735 9.905
Net Interest Margin 4.059 3.845
Efficiency Ratio 81.341 68.21
Noninterest Income/Revenue 5.571 13.68
Balance Sheet Ratios
Loan-to-Deposit 80.82 75.205
Securities/Assets .092 .174
Total Equity/Total Assets .068 .105
Tangible Equity/Tangible Assets .068 .103
Capital Adequacy
Tier 1 Common Capital 6,506 15,225
Tier 1 Capital 6,506 15,232
Tier 2 Capital 884 1,135
Total Capital 7,390 16,386
Total Risk Weighted Assets 70,480 105,251
Leverage Ratio 6.93 10.475
Common Equity Tier 1 Capital Ratio 9.23 15.3
Tier 1 Capital Ratio 9.23 15.308
Total Capital Ratio 10.49 16.398

Timeline for Citizens State Bank Of Hayfield

Country Bankers, Inc.

Country Bankers, Inc. became a new parent organization for Citizens State Bank Of Hayfield.

View Profile Aug 28 1992

Safeway Agency, Inc.

Safeway Agency, Inc. became a new parent organization for Citizens State Bank Of Hayfield.

View Profile Dec 31 1970

Citizens State Bank Of Hayfield

Citizens State Bank Of Hayfield was established 114 years ago and is currently headquartered in Hayfield, MN.

Jun 10 1910
Relationships Role Relationship Start Relationship End
Country Bankers, Inc. Parent 12/31/1996
Country Bankers, Inc. Parent 10/15/1992 12/30/1996
Country Bankers, Inc. Parent 10/13/1992 10/14/1992
Country Bankers, Inc. Parent 8/28/1992 10/12/1992
Safeway Agency, Inc. Parent 12/31/1977 7/2/1986
Safeway Agency, Inc. Parent 12/31/1976 12/30/1977
Safeway Agency, Inc. Parent 12/31/1970 12/30/1976
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