Vitals
  • Total Assets
    139.6M 2.6 %
  • Total Deposits
    110.7M -7.0 %
  • Total Net Loans
    105.6M -8.0 %
  • Net Income
  • Book Value
    25.2M 123.1 %
  • Book Value x2
    50.4M 123.1 %
  • Book Value x3
    75.5M 123.1 %
ROAA

ROAE

Efficiency Ratio

108.017

Net Interest Margin

4.8

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 139,604 167,970
Total Net Loans 105,554 99,465
Total Deposits 110,706 142,413
Total Equity 25,181 17,685
Profitability
Net Income — 5,986
Return on Average Assets — 1.423
Return on Average Equity — 14.193
Net Interest Margin 4.8 4.563
Efficiency Ratio 108.017 68.047
Noninterest Income/Revenue 7.348 13.384
Balance Sheet Ratios
Loan-to-Deposit 95.346 65.282
Securities/Assets .69
Total Equity/Total Assets .18 .105
Tangible Equity/Tangible Assets .078 -.201
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,954 16,207
Tier 2 Capital 1,410 1,121
Total Capital 14,364 17,314
Total Risk Weighted Assets 116,447 112,038
Leverage Ratio 10.55 10.355
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.12 16.957
Total Capital Ratio 12.34 17.943

Timeline for Citizens National Bank

The American National Bank Of Texas

Citizens National Bank was acquired by The American National Bank Of Texas 16 years

View Profile Feb 23 2008

Anb Corporation, The

Anb Corporation, The became a new parent organization for Citizens National Bank.

View Profile Oct 06 2007

Citizens National Bank

Citizens National Bank became a new parent organization for Citizens National Bank.

View Profile May 07 2001

Citizens National Bank

Citizens National Bank became a new subsidiary organization for Citizens National Bank.

View Profile May 07 2001

Bryant Irvin Delaware Corporation

Bryant Irvin Delaware Corporation became a new parent organization for Citizens National Bank.

View Profile May 10 1995

Want to see more?

Complete timeline for Citizens National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The American National Bank Of Texas Buyer 2,728,375 Pooling of Interests Discontinued 2/23/2008
Relationships Role Relationship Start Relationship End
Anb Corporation, The Parent 10/6/2007 2/22/2008
Bryant-Irvin Bancshares, Inc. Parent 10/5/2007 10/5/2007
Bryant Irvin Delaware Corporation Parent 5/10/1995 10/4/2007
Citizens National Bank Parent 5/7/2001 1/30/2002
Bryant-Irvin Bancshares, Inc. Parent 5/30/1986 5/9/1995
Citizens National Bank Subsidary 5/7/2001 1/30/2002
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