Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Citizens National Bank All Insured Commercial Banks in Texas
12-31-2007 11.12 16.957
09-30-2007 9.66 17.442
06-30-2007 9.34 17.543
03-31-2007 9.01 17.232
12-31-2006 9.32 16.99
09-30-2006 10.33 17.244
06-30-2006 11.2 17.115
03-31-2006 12.53 17.048
12-31-2005 12.14 16.861
09-30-2005 12.08 17.138
06-30-2005 11.81 17.245
03-31-2005 9.76 17.369
12-31-2004 10.32 17.12
09-30-2004 10.7 17.344
06-30-2004 10.5 17.209
03-31-2004 10.61 17.325
12-31-2003 10.12 17.049
09-30-2003 10.38 17.144
06-30-2003 10.33 16.9
03-31-2003 10.64 16.919
12-31-2002 10.6 16.71