Vitals
  • Total Assets
    142.4M 3.4 %
  • Total Deposits
    125.8M 2.8 %
  • Total Net Loans
    89.7M -2.7 %
  • Net Income
    1.3M -10.9 %
  • Book Value
    14.5M -5.0 %
  • Book Value x2
    28.9M -5.0 %
  • Book Value x3
    43.4M -5.0 %
ROAA

.902

ROAE

8.092

Efficiency Ratio

72.224

Net Interest Margin

3.429

Balance Sheet Highlights
Financial Highlights The First National Bank Of Raymond All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 142,442 290,894
Total Net Loans 89,697 191,278
Total Deposits 125,795 246,407
Total Equity 14,469 31,125
Profitability
Net Income 1,261 2,670
Return on Average Assets .902 .919
Return on Average Equity 8.092 8.247
Net Interest Margin 3.429 3.499
Efficiency Ratio 72.224 67.9
Noninterest Income/Revenue 13.612 16.598
Balance Sheet Ratios
Loan-to-Deposit 71.304 72.669
Securities/Assets .281 .191
Total Equity/Total Assets .102 .107
Tangible Equity/Tangible Assets .1 .103
Capital Adequacy
Tier 1 Common Capital 15,700 29,670
Tier 1 Capital 15,700 29,720
Tier 2 Capital 670 2,112
Total Capital 16,370 31,905
Total Risk Weighted Assets 98,693 212,461
Leverage Ratio 11.23 10.62
Common Equity Tier 1 Capital Ratio 15.91 16.313
Tier 1 Capital Ratio 15.91 16.329
Total Capital Ratio 16.59 17.341

Timeline for The First National Bank Of Raymond

State Bank Of Virden

Acquisition: The First National Bank Of Raymond acquired a new subsidiary, State Bank Of Virden, 30 years

View Profile Oct 15 1993

State Bank Of Girard

Acquisition: The First National Bank Of Raymond acquired a new subsidiary, State Bank Of Girard, 30 years

View Profile Oct 15 1993

Raymond Bancorp, Inc.

Raymond Bancorp, Inc. became a new parent organization for The First National Bank Of Raymond.

View Profile Jun 30 1985

The First National Bank Of Raymond

The First National Bank Of Raymond was established 120 years ago and is currently headquartered in Raymond, IL.

Oct 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Virden Seller 17,422 Discontinued 10/15/1993
State Bank Of Girard Seller 19,379 Discontinued 10/15/1993
Relationships Role Relationship Start Relationship End
Raymond Bancorp, Inc. Parent 6/30/1985
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