Vitals
  • Total Assets
    154.3M 11.3 %
  • Total Deposits
    135.8M 9.6 %
  • Total Net Loans
    112.6M 18.8 %
  • Net Income
    1.1M 29.8 %
  • Book Value
    10.3M 8.0 %
  • Book Value x2
    20.5M 8.0 %
  • Book Value x3
    30.8M 8.0 %
ROAA

.75

ROAE

11.171

Efficiency Ratio

74.82

Net Interest Margin

4.576

Balance Sheet Highlights
Financial Highlights Citizens Bank & Trust Company All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 154,291 93,730
Total Net Loans 112,637 56,931
Total Deposits 135,781 76,711
Total Equity 10,255 9,300
Profitability
Net Income 1,099 1,731
Return on Average Assets .75 1.351
Return on Average Equity 11.171 13.611
Net Interest Margin 4.576 4.573
Efficiency Ratio 74.82 66.712
Noninterest Income/Revenue 18.993 14.825
Balance Sheet Ratios
Loan-to-Deposit 82.955 72.041
Securities/Assets .157 .663
Total Equity/Total Assets .066 .099
Tangible Equity/Tangible Assets .066 .023
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,283 9,124
Tier 2 Capital 756 627
Total Capital 11,039 9,770
Total Risk Weighted Assets 106,870 62,285
Leverage Ratio 6.83 10.245
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.62 16.183
Total Capital Ratio 10.33 17.273

Timeline for Citizens Bank & Trust Company

Mabrey Bank

Citizens Bank & Trust Company was acquired by Mabrey Bank 19 years

View Profile Jan 01 2005

Mabrey Bancorporation, Inc.

Mabrey Bancorporation, Inc. became a new parent organization for Citizens Bank & Trust Company.

View Profile Dec 31 1993

Citizens Community Development Coporation

Citizens Community Development Coporation became a new subsidiary organization for Citizens Bank & Trust Company.

View Profile Jun 03 1987

Ccb Insurance Agency, Inc.

Ccb Insurance Agency, Inc. became a new subsidiary organization for Citizens Bank & Trust Company.

View Profile Dec 17 1985

Ccb Company

Ccb Company became a new subsidiary organization for Citizens Bank & Trust Company.

View Profile Jan 02 1978

Want to see more?

Complete timeline for Citizens Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mabrey Bank Buyer 880,044 Pooling of Interests Discontinued 1/1/2005
Relationships Role Relationship Start Relationship End
Mabrey Bancorporation, Inc. Parent 12/11/1997 12/31/2004
Mabrey Bancorporation, Inc. Parent 12/31/1993 12/10/1997
Mabrey Insurance Agency, Inc. Parent 7/24/1992 12/30/1993
Mabrey Insurance Agency, Inc. Parent 11/15/1991 7/23/1992
Mabrey Insurance Agency, Inc. Parent 12/31/1981 11/14/1991
Mabrey Insurance Agency, Inc. Parent 12/31/1970 12/30/1981
Ccb Insurance Agency, Inc. Subsidary 12/17/1985 1/31/1994
Citizens Community Development Coporation Subsidary 6/3/1987 3/31/1993
Ccb Company Subsidary 1/2/1978 12/16/1985
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