Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Citizens Bank & Trust Company All Insured Commercial Banks in Oklahoma
12-31-2004 9.62 16.183
09-30-2004 10.09 16.795
06-30-2004 10.26 16.79
03-31-2004 10.42 16.682
12-31-2003 10.46 16.462
09-30-2003 10.5 16.771
06-30-2003 10.22 16.59
03-31-2003 10 16.573
12-31-2002 9.91 16.446