Citizens Bank & Trust Company
Okmulgee, OK — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank & Trust Company | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 6,803 | 3,713 |
Income from Lease Financing Receivables | — | 163 |
14 | 78 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 39 |
Income on Loans and Leases (TE) | 6,808 | 3,741 |
Investment Interest Income (TE) | 934 | 1,026 |
Total Interest Income (TE) | 7,848 | 4,893 |
Total Interest Expense | 1,671 | 1,120 |
Net Interest Income (TE) | 6,177 | 3,762 |
Non-Interest Income | 1,840 | 852 |
Adjusted Operating Income (TE) | 8,017 | 4,653 |
Non-interest Expense | 5,998 | 2,990 |
Provision for Loan & Lease Losses | 255 | 494 |
Pretax Operating Income (TE) | 1,764 | 2,143 |
Pretax Net Operating Income (TE) | 1,784 | 2,158 |
Applicable Income Taxes | 647 | 1,432 |
Net Operating Income | 1,099 | 1,727 |
Net Income | 1,099 | 1,731 |
Cash Dividends Declared | 240 | 1,281 |
Retained Earnings | 859 | 1,695 |