Total Capital Ratio Over Time
Total Capital Ratio Citizens Bank & Trust Company All Insured Commercial Banks in Oklahoma
12-31-2004 10.33 17.273
09-30-2004 10.8 17.9
06-30-2004 11.02 17.916
03-31-2004 11.2 17.803
12-31-2003 11.24 17.584
09-30-2003 11.31 17.908
06-30-2003 11.03 17.732
03-31-2003 10.55 17.72
12-31-2002 10.4 17.592