Vitals
  • Total Assets
    156.3M 8.6 %
  • Total Deposits
    116.3M 6.4 %
  • Total Net Loans
    136.8M 9.4 %
  • Net Income
    1.6M 23.8 %
  • Book Value
    15.9M 10.8 %
  • Book Value x2
    31.8M 10.8 %
  • Book Value x3
    47.6M 10.8 %
ROAA

1.028

ROAE

10.38

Efficiency Ratio

61.834

Net Interest Margin

4.584

Balance Sheet Highlights
Financial Highlights Legacy Bank & Trust Company All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 156,334 258,416
Total Net Loans 136,828 178,998
Total Deposits 116,273 217,087
Total Equity 15,877 28,107
Profitability
Net Income 1,567 2,724
Return on Average Assets 1.028 1.016
Return on Average Equity 10.38 9.475
Net Interest Margin 4.584 3.745
Efficiency Ratio 61.834 67.758
Noninterest Income/Revenue 9.903 16.937
Balance Sheet Ratios
Loan-to-Deposit 117.678 78.741
Securities/Assets .015 .158
Total Equity/Total Assets .102 .109
Tangible Equity/Tangible Assets .082 .106
Capital Adequacy
Tier 1 Common Capital 12,892 27,011
Tier 1 Capital 12,892 27,012
Tier 2 Capital 1,571 2,220
Total Capital 14,463 29,258
Total Risk Weighted Assets 125,102 195,723
Leverage Ratio 8.4 10.472
Common Equity Tier 1 Capital Ratio 10.31 14.947
Tier 1 Capital Ratio 10.31 14.954
Total Capital Ratio 11.56 16.077

Timeline for Legacy Bank & Trust Company

The Citizens Bank Of Sparta

Acquisition: Legacy Bank & Trust Company acquired a new subsidiary, The Citizens Bank Of Sparta, 19 years

View Profile Mar 26 2005

Ozarks Heritage Financial Group, Inc

Ozarks Heritage Financial Group, Inc became a new parent organization for Legacy Bank & Trust Company.

View Profile Feb 24 2003

Community First Financial Corporation

Community First Financial Corporation became a new parent organization for Legacy Bank & Trust Company.

View Profile Jul 12 1991

Tritten Bancshares, Inc.

Tritten Bancshares, Inc. became a new parent organization for Legacy Bank & Trust Company.

View Profile Nov 25 1988

Legacy Bank & Trust Company

Legacy Bank & Trust Company was established 116 years ago and is currently headquartered in Rogersville, MO.

Oct 17 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Citizens Bank Of Sparta Seller 43,992 Acquisition Discontinued 3/26/2005
Relationships Role Relationship Start Relationship End
Ozarks Heritage Financial Group, Inc Parent 4/10/2003
Ozarks Heritage Financial Group, Inc Parent 2/24/2003 4/9/2003
Community First Financial Corporation Parent 7/6/1994 2/23/2003
Community First Financial Corporation Parent 7/12/1991 7/5/1994
Tritten Bancshares, Inc. Parent 11/25/1988 7/11/1991
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