Vitals
  • Total Assets
    44.0M -3.7 %
  • Total Deposits
    38.9M -1.4 %
  • Total Net Loans
    29.8M -9.8 %
  • Net Income
    53000.0000 -77.1 %
  • Book Value
    4.6M -9.0 %
  • Book Value x2
    9.1M -9.0 %
  • Book Value x3
    13.7M -9.0 %
ROAA

.427

ROAE

4.052

Efficiency Ratio

74.636

Net Interest Margin

3.771

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Sparta All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 43,992 133,331
Total Net Loans 29,766 96,119
Total Deposits 38,936 110,168
Total Equity 4,553 13,174
Profitability
Net Income 53 1,909
Return on Average Assets .427 1.154
Return on Average Equity 4.052 11.836
Net Interest Margin 3.771 4.075
Efficiency Ratio 74.636 63.427
Noninterest Income/Revenue 11.016 13.327
Balance Sheet Ratios
Loan-to-Deposit 76.449 81.162
Securities/Assets .185 .528
Total Equity/Total Assets .103 .099
Tangible Equity/Tangible Assets .061 -.005
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,718 12,431
Tier 2 Capital 343 1,133
Total Capital 3,061 13,594
Total Risk Weighted Assets 27,174 97,013
Leverage Ratio 6.25 9.641
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.99 14.152
Total Capital Ratio 11.24 15.3

Timeline for The Citizens Bank Of Sparta

Legacy Bank & Trust Company

The Citizens Bank Of Sparta was acquired by Legacy Bank & Trust Company 19 years

View Profile Mar 26 2005

Ozarks Heritage Financial Group, Inc

Ozarks Heritage Financial Group, Inc became a new parent organization for The Citizens Bank Of Sparta.

View Profile Sep 24 2004

The Citizens Bank Of Sparta

The Citizens Bank Of Sparta was established 104 years ago and is currently headquartered in Sparta, MO.

Aug 20 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Legacy Bank & Trust Company Buyer 153,660 Acquisition Discontinued 3/26/2005
Relationships Role Relationship Start Relationship End
Ozarks Heritage Financial Group, Inc Parent 9/24/2004 3/25/2005
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