Vitals
  • Total Assets
    252.2M -5.8 %
  • Total Deposits
    217.4M 10.6 %
  • Total Net Loans
    148.2M -14.0 %
  • Net Income
    833000.0000 32.9 %
  • Book Value
    17.3M -6.9 %
  • Book Value x2
    34.5M -6.9 %
  • Book Value x3
    51.8M -6.9 %
ROAA

1.328

ROAE

18.938

Efficiency Ratio

56.156

Net Interest Margin

3.779

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Southern Pennsylvania All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 252,160 421,873
Total Net Loans 148,172 261,065
Total Deposits 217,423 321,248
Total Equity 17,259 41,289
Profitability
Net Income 833 5,282
Return on Average Assets 1.328 1.148
Return on Average Equity 18.938 11.465
Net Interest Margin 3.779 3.7
Efficiency Ratio 56.156 66.251
Noninterest Income/Revenue 14.933 15
Balance Sheet Ratios
Loan-to-Deposit 68.149 78.313
Securities/Assets .227 .483
Total Equity/Total Assets .068 .098
Tangible Equity/Tangible Assets .068 -.083
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,124 37,861
Tier 2 Capital 1,982 3,254
Total Capital 20,106 41,214
Total Risk Weighted Assets 159,545 297,416
Leverage Ratio 7.22 9.858
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.36 15.364
Total Capital Ratio 12.6 16.588

Timeline for Citizens Bank Of Southern Pennsylvania

Susquehanna Bank

Citizens Bank Of Southern Pennsylvania was acquired by Susquehanna Bank 19 years

View Profile Apr 16 2005

Sbmd Llc

Sbmd Llc became a new subsidiary organization for Citizens Bank Of Southern Pennsylvania.

View Profile Jan 01 2003

The Citizens National Bank Of Greencastle

Acquisition: Citizens Bank Of Southern Pennsylvania acquired a new subsidiary, The Citizens National Bank Of Greencastle, 35 years

View Profile Jun 02 1988

Susquehanna Bancshares, Inc.

Susquehanna Bancshares, Inc. became a new parent organization for Citizens Bank Of Southern Pennsylvania.

View Profile Sep 30 1983

Citizens Bank Of Southern Pennsylvania

Citizens Bank Of Southern Pennsylvania was established 123 years ago and is currently headquartered in Greencastle, PA.

May 15 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Susquehanna Bank Buyer 3,675,063 Pooling of Interests Discontinued 4/16/2005
The Citizens National Bank Of Greencastle Seller 94,618 Discontinued 6/2/1988
Relationships Role Relationship Start Relationship End
Susquehanna Bancshares, Inc. Parent 9/30/1983 4/15/2005
Sbmd Llc Subsidary 1/1/2003 4/15/2005
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