Citizens Bank Of Southern Pennsylvania
Greencastle, PA — Domestic Branch of a Domestic Bank
Acquired Apr 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank Of Southern Pennsylvania | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 2,368 | 4,038 |
Income from Lease Financing Receivables | 171 | 1,836 |
10 | 170 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 77 |
Income on Loans and Leases (TE) | 2,543 | 4,123 |
Investment Interest Income (TE) | 512 | 1,338 |
Total Interest Income (TE) | 3,099 | 5,523 |
Total Interest Expense | 899 | 1,814 |
Net Interest Income (TE) | 2,200 | 3,709 |
Non-Interest Income | 544 | 975 |
Adjusted Operating Income (TE) | 2,744 | 4,703 |
Non-interest Expense | 1,541 | 2,912 |
Provision for Loan & Lease Losses | 60 | 250 |
Pretax Operating Income (TE) | 1,143 | 7,333 |
Pretax Net Operating Income (TE) | 1,143 | 7,318 |
Applicable Income Taxes | 306 | 2,059 |
Net Operating Income | 833 | 5,334 |
Net Income | 833 | 5,282 |
Cash Dividends Declared | 1,000 | 4,490 |
Retained Earnings | — | 2,551 |