Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Citizens Bank Of Southern Pennsylvania All Insured Commercial Banks in Pennsylvania
03-31-2005 11.36 15.364
12-31-2004 10.86 15.089
09-30-2004 10.69 15.222
06-30-2004 10.29 14.752
03-31-2004 10.54 14.731
12-31-2003 10.98 14.545
09-30-2003 11.06 14.865
06-30-2003 11.24 14.66
03-31-2003 10.92 14.526
12-31-2002 10.54 14.458