Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank Of Southern Pennsylvania All Insured Commercial Banks in Pennsylvania
03-31-2005 56.156 66.251
12-31-2004 59.78 66.128
09-30-2004 59.526 66.722
06-30-2004 60.129 65.473
03-31-2004 64.172 65.291
12-31-2003 62.006 64.445
09-30-2003 62.059 63.915
06-30-2003 61.765 63.137
03-31-2003 61.758 63.284
12-31-2002 63.629 63.037