Vitals
  • Total Assets
    288.8M -11.3 %
  • Total Deposits
    253.1M -7.7 %
  • Total Net Loans
    214.5M -21.5 %
  • Net Income
    -4768000.0000 -13.4 %
  • Book Value
    11.3M -41.7 %
  • Book Value x2
    22.6M -41.7 %
  • Book Value x3
    33.9M -41.7 %
ROAA

-3.052

ROAE

-68.105

Efficiency Ratio

98.858

Net Interest Margin

4.296

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Northern California All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 288,765 554,580
Total Net Loans 214,501 344,709
Total Deposits 253,079 423,366
Total Equity 11,316 72,775
Profitability
Net Income -4,768 2,302
Return on Average Assets -3.052 .371
Return on Average Equity -68.105 2.947
Net Interest Margin 4.296 4.111
Efficiency Ratio 98.858 77.016
Noninterest Income/Revenue 12.712 13.582
Balance Sheet Ratios
Loan-to-Deposit 84.757 79.071
Securities/Assets .033 .156
Total Equity/Total Assets .039 .131
Tangible Equity/Tangible Assets .039 .126
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,331 65,028
Tier 2 Capital 3,149 4,972
Total Capital 14,480 69,984
Total Risk Weighted Assets 241,174 388,043
Leverage Ratio 3.74 11.73
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 4.7 16.229
Total Capital Ratio 6 17.517

Timeline for Citizens Bank Of Northern California

Tri Counties Bank

Citizens Bank Of Northern California was acquired by Tri Counties Bank 12 years

View Profile Sep 24 2011

Citizens Bancorp

Citizens Bancorp became a new parent organization for Citizens Bank Of Northern California.

View Profile Jun 01 2003

Citizens Bank Of Northern California

Citizens Bank Of Northern California was established 29 years ago and is currently headquartered in Nevada City, CA.

Feb 08 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Tri Counties Bank Buyer 4,465,405 Failure 9/24/2011
Relationships Role Relationship Start Relationship End
Citizens Bancorp Parent 6/1/2003 9/23/2011
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