Citizens Bank Of Northern California
Nevada City, CA — Non-member Bank
Acquired Sep 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank Of Northern California | All Insured Commercial Banks in California |
Interest and Fees on Loans | 6,539 | 10,437 |
Income from Lease Financing Receivables | — | 7 |
— | 3 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 6,539 | 10,517 |
Investment Interest Income (TE) | 103 | 1,322 |
Total Interest Income (TE) | 6,832 | 12,312 |
Total Interest Expense | 645 | 1,681 |
Net Interest Income (TE) | 6,187 | 10,542 |
Non-Interest Income | 995 | 1,935 |
Adjusted Operating Income (TE) | 7,182 | 13,927 |
Non-interest Expense | 7,100 | 8,866 |
Provision for Loan & Lease Losses | 4,850 | 1,369 |
Pretax Operating Income (TE) | -4,768 | 3,225 |
Pretax Net Operating Income (TE) | -4,768 | 3,353 |
Applicable Income Taxes | — | 1,050 |
Net Operating Income | -4,768 | 2,307 |
Net Income | -4,768 | 2,302 |
Cash Dividends Declared | — | 101 |
Retained Earnings | -4,768 | 1,724 |