Vitals
  • Total Assets
    561.8M -1.9 %
  • Total Deposits
    454.5M -2.4 %
  • Total Net Loans
    366.0M 8.6 %
  • Net Income
    154000.0000 492.3 %
  • Book Value
    89.3M 1.1 %
  • Book Value x2
    178.6M 1.1 %
  • Book Value x3
    267.9M 1.1 %
ROAA

.109

ROAE

.692

Efficiency Ratio

81.829

Net Interest Margin

2.951

Balance Sheet Highlights
Financial Highlights Cheviot Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 561,781 260,139
Total Net Loans 365,989 185,018
Total Deposits 454,523 203,444
Total Equity 89,312 32,691
Profitability
Net Income 154 484
Return on Average Assets .109 .535
Return on Average Equity .692 4.283
Net Interest Margin 2.951 3.301
Efficiency Ratio 81.829 81.545
Noninterest Income/Revenue 8.371 19.889
Balance Sheet Ratios
Loan-to-Deposit 80.522 89.353
Securities/Assets .181 .12
Total Equity/Total Assets .159 .126
Tangible Equity/Tangible Assets .138 .122
Capital Adequacy
Tier 1 Common Capital 78,886 31,483
Tier 1 Capital 78,886 31,483
Tier 2 Capital 4,011 1,775
Total Capital 82,897 33,256
Total Risk Weighted Assets 358,241 161,310
Leverage Ratio 14.26 13.336
Common Equity Tier 1 Capital Ratio 22.02 24.783
Tier 1 Capital Ratio 22.02 24.783
Total Capital Ratio 23.14 25.809

Timeline for Cheviot Savings Bank

Mainsource Bank

Cheviot Savings Bank was acquired by Mainsource Bank 8 years

View Profile May 21 2016

The Franklin Savings And Loan Company

Acquisition: Cheviot Savings Bank acquired a new subsidiary, The Franklin Savings And Loan Company, 13 years

View Profile Mar 17 2011

Cheviot Financial Corporation

Cheviot Financial Corporation became a new parent organization for Cheviot Savings Bank.

View Profile Jan 05 2004

Cheviot Savings Bank

Cheviot Savings Bank was established 113 years ago and is currently headquartered in Cincinnati, OH.

Jan 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mainsource Bank Buyer 4,014,180 Acquisition Discontinued 5/21/2016
The Franklin Savings And Loan Company Seller 270,711 Discontinued 3/17/2011
Relationships Role Relationship Start Relationship End
Cheviot Financial Corporation Parent 1/18/2012 5/20/2016
Cheviot Financial Corporation Parent 7/21/2011 1/17/2012
Cheviot Financial Corporation Parent 1/5/2004 7/20/2011
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