Rollstone Bank & Trust
Fitchburg, MA — Federal Savings Bank
Active
Vitals
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Total Assets608.8M 3.6 %
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Total Deposits375.4M 0.1 %
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Total Net Loans437.4M 5.5 %
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Net Income4.0M 8.1 %
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Book Value66.0M 5.7 %
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Book Value x2132.0M 5.7 %
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Book Value x3197.9M 5.7 %
Balance Sheet Highlights
| Financial Highlights | Rollstone Bank & Trust | All Insured Savings Banks in Massachusetts |
| Balance Sheet $(000) | ||
| Total Assets | 608,836 | 761,274 |
| Total Net Loans | 437,385 | 592,852 |
| Total Deposits | 375,405 | 596,855 |
| Total Equity | 65,983 | 82,059 |
| Profitability | ||
| Net Income | 3,976 | 4,648 |
| Return on Average Assets | .673 | .538 |
| Return on Average Equity | 6.17 | 4.944 |
| Net Interest Margin | 3.03 | 3.143 |
| Efficiency Ratio | 73.612 | 77.098 |
| Noninterest Income/Revenue | 15.05 | 14.538 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 116.51 | 95.714 |
| Securities/Assets | .199 | .124 |
| Total Equity/Total Assets | .108 | .108 |
| Tangible Equity/Tangible Assets | .108 | .106 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 64,513 | 80,540 |
| Tier 1 Capital | 64,513 | 80,580 |
| Tier 2 Capital | 7,070 | 5,839 |
| Total Capital | 71,583 | 86,408 |
| Total Risk Weighted Assets | 446,971 | 559,688 |
| Leverage Ratio | 10.75 | 10.827 |
| Common Equity Tier 1 Capital Ratio | 14.43 | 15.478 |
| Tier 1 Capital Ratio | 14.43 | 15.53 |
| Total Capital Ratio | 16.02 | 16.563 |
Timeline for Rollstone Bank & Trust
Main Street Realty Holdings, Inc.
Main Street Realty Holdings, Inc. became a new subsidiary organization for Rollstone Bank & Trust.
View Profile Dec 31 2012
Wealth Management Realty Corporation
Wealth Management Realty Corporation became a new subsidiary organization for Rollstone Bank & Trust.
View Profile Dec 31 2012
Rollstone Securities Corporation
Rollstone Securities Corporation became a new subsidiary organization for Rollstone Bank & Trust.
View Profile Jul 21 2011
Main Street Securities Corporation
Main Street Securities Corporation became a new subsidiary organization for Rollstone Bank & Trust.
View Profile Jul 21 2011
Rollstone Bancorp, Mhc
Rollstone Bancorp, Mhc became a new parent organization for Rollstone Bank & Trust.
View Profile Jul 01 2011
| Relationships | Role | Relationship Start | Relationship End |
| Rollstone Bancorp, Mhc | Parent | 7/21/2011 | |
| Rollstone Bancorp, Mhc | Parent | 7/1/2011 | 7/20/2011 |
| Rollstone Securities Corporation | Subsidary | 7/21/2011 | |
| Main Street Securities Corporation | Subsidary | 7/21/2011 | |
| Main Street Realty Holdings, Inc. | Subsidary | 12/31/2012 | |
| Wealth Management Realty Corporation | Subsidary | 12/31/2012 |
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