Cheviot Savings Bank
Cincinnati, OH — Domestic Branch of a Domestic Bank
Acquired May 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cheviot Savings Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 3,895 | 2,027 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 3,895 | 2,027 |
Investment Interest Income (TE) | 477 | 190 |
Total Interest Income (TE) | 4,477 | 2,297 |
Total Interest Expense | 786 | 340 |
Net Interest Income (TE) | 3,691 | 1,926 |
Non-Interest Income | 409 | 570 |
Adjusted Operating Income (TE) | 4,100 | 2,870 |
Non-interest Expense | 3,355 | 2,019 |
Provision for Loan & Lease Losses | 545 | 27 |
Pretax Operating Income (TE) | 200 | 665 |
Pretax Net Operating Income (TE) | 200 | 643 |
Applicable Income Taxes | 46 | 115 |
Net Operating Income | 154 | 485 |
Net Income | 154 | 484 |
Cash Dividends Declared | — | 38 |
Retained Earnings | 154 | 274 |