Vitals
  • Total Assets
    243.2M -8.9 %
  • Total Deposits
    203.9M -12.9 %
  • Total Net Loans
    121.1M 7.9 %
  • Net Income
    7.7M -4.6 %
  • Book Value
    24.4M 3.8 %
  • Book Value x2
    48.7M 3.8 %
  • Book Value x3
    73.0M 3.8 %
ROAA

2.948

ROAE

29.943

Efficiency Ratio

46.239

Net Interest Margin

6.819

Balance Sheet Highlights
Financial Highlights Charter Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 243,184 358,087
Total Net Loans 121,119 213,533
Total Deposits 203,908 308,027
Total Equity 24,350 38,740
Profitability
Net Income 7,677 3,845
Return on Average Assets 2.948 1.025
Return on Average Equity 29.943 9.415
Net Interest Margin 6.819 3.773
Efficiency Ratio 46.239 66.762
Noninterest Income/Revenue 9.525 16.375
Balance Sheet Ratios
Loan-to-Deposit 59.399 65.494
Securities/Assets .449 .214
Total Equity/Total Assets .1 .108
Tangible Equity/Tangible Assets .1 .104
Capital Adequacy
Tier 1 Common Capital 22,556 37,278
Tier 1 Capital 22,556 37,303
Tier 2 Capital 1,810 2,526
Total Capital 24,366 39,866
Total Risk Weighted Assets 144,495 237,367
Leverage Ratio 9.22 10.563
Common Equity Tier 1 Capital Ratio 15.61 18.073
Tier 1 Capital Ratio 15.61 18.097
Total Capital Ratio 16.86 19.169

Timeline for Charter Bank

Charter Alliance Bank

Acquisition: Charter Bank acquired a new subsidiary, Charter Alliance Bank, 13 years

View Profile Feb 01 2011

Charter Bancshares, Inc.

Charter Bancshares, Inc. became a new parent organization for Charter Bank.

View Profile Mar 12 2010

Charter Ibhc, Inc.

Charter Ibhc, Inc. became a new parent organization for Charter Bank.

View Profile Jan 01 2001

Charter Bank

Charter Bank was established 61 years ago and is currently headquartered in Corpus Christi, TX.

Dec 14 1962
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charter Alliance Bank Seller 17,996 Pooling of Interests Discontinued 2/1/2011
Relationships Role Relationship Start Relationship End
Charter Bancshares, Inc. Parent 3/12/2010
Charter Ibhc, Inc. Parent 1/1/2001 3/11/2010
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