Vitals
  • Total Assets
    18.0M -5.6 %
  • Total Deposits
    13.0M -8.2 %
  • Total Net Loans
    14.0M 33.4 %
  • Net Income
    95000.0000
  • Book Value
    4.9M 2.0 %
  • Book Value x2
    9.8M 2.0 %
  • Book Value x3
    14.7M 2.0 %
ROAA

.463

ROAE

1.959

Efficiency Ratio

76.168

Net Interest Margin

5.336

Balance Sheet Highlights
Financial Highlights Charter Alliance Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 17,996 223,719
Total Net Loans 13,962 125,297
Total Deposits 12,955 191,601
Total Equity 4,912 23,012
Profitability
Net Income 95 1,912
Return on Average Assets .463 .828
Return on Average Equity 1.959 7.987
Net Interest Margin 5.336 4.103
Efficiency Ratio 76.168 72.798
Noninterest Income/Revenue 5.937 13.91
Balance Sheet Ratios
Loan-to-Deposit 107.773 62.186
Securities/Assets .225
Total Equity/Total Assets .273 .103
Tangible Equity/Tangible Assets .273 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,814 21,349
Tier 2 Capital 193 1,611
Total Capital 5,007 22,972
Total Risk Weighted Assets 15,407 138,744
Leverage Ratio 24.21 9.942
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 31.25 17.266
Total Capital Ratio 32.5 18.391

Timeline for Charter Alliance Bank

Charter Bank

Charter Alliance Bank was acquired by Charter Bank 13 years

View Profile Feb 01 2011

Charter Alliance Bank

Charter Alliance Bank was established 15 years ago and is currently headquartered in Corpus Christi, TX.

Feb 17 2009

Charter Bancshares, Inc.

Charter Bancshares, Inc. became a new parent organization for Charter Alliance Bank.

View Profile Feb 17 2009
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charter Bank Buyer 244,957 Pooling of Interests Discontinued 2/1/2011
Relationships Role Relationship Start Relationship End
Charter Bancshares, Inc. Parent 2/17/2009 1/31/2011
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