Vitals
  • Total Assets
    275.6M 3.5 %
  • Total Deposits
    225.7M 1.2 %
  • Total Net Loans
    187.0M 5.2 %
  • Net Income
    2.4M -9.0 %
  • Book Value
    29.6M 2.4 %
  • Book Value x2
    59.3M 2.4 %
  • Book Value x3
    88.9M 2.4 %
ROAA

.884

ROAE

8.002

Efficiency Ratio

72.893

Net Interest Margin

4.948

Balance Sheet Highlights
Financial Highlights Century Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 275,619 525,484
Total Net Loans 187,008 348,104
Total Deposits 225,722 440,088
Total Equity 29,645 60,485
Profitability
Net Income 2,397 5,177
Return on Average Assets .884 .911
Return on Average Equity 8.002 8.357
Net Interest Margin 4.948 3.971
Efficiency Ratio 72.893 70.327
Noninterest Income/Revenue 19.958 22.171
Balance Sheet Ratios
Loan-to-Deposit 82.849 71.665
Securities/Assets .197 .197
Total Equity/Total Assets .108 .115
Tangible Equity/Tangible Assets .108 .102
Capital Adequacy
Tier 1 Common Capital 30,406 52,498
Tier 1 Capital 30,406 52,598
Tier 2 Capital 2,674 3,510
Total Capital 33,080 56,103
Total Risk Weighted Assets 213,729 380,206
Leverage Ratio 10.92 10.71
Common Equity Tier 1 Capital Ratio 14.23 16.284
Tier 1 Capital Ratio 14.23 16.342
Total Capital Ratio 15.48 17.377

Timeline for Century Bank

Century Bank Securities Corporation

Century Bank Securities Corporation became a new subsidiary organization for Century Bank.

View Profile Jul 20 2007

Century Insurance Agency, Inc.

Century Insurance Agency, Inc. became a new subsidiary organization for Century Bank.

View Profile Aug 14 2003

Mobile County Bank

Acquisition: Century Bank acquired a new subsidiary, Mobile County Bank, 21 years

View Profile Jun 01 2002

Century Bancorp Indirect, Inc.

Century Bancorp Indirect, Inc. became a new subsidiary organization for Century Bank.

View Profile May 11 1998

Express Loans, Inc.

Express Loans, Inc. became a new subsidiary organization for Century Bank.

View Profile Jul 17 1996

Want to see more?

Complete timeline for Century Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mobile County Bank Seller 38,824 Acquisition Discontinued 6/1/2002
Relationships Role Relationship Start Relationship End
Bancorp Of Lucedale, Inc. Parent 7/1/1996
Century Insurance Agency, Inc. Subsidary 6/30/2007
Century Bank Securities Corporation Subsidary 7/20/2007
Century Insurance Agency, Inc. Subsidary 8/14/2003 6/29/2007
Express Loans, Inc. Subsidary 7/17/1996 12/31/1999
Century Bancorp Indirect, Inc. Subsidary 5/11/1998 1/31/1999
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