Central Sierra Bank
San Andreas, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2003
Vitals
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Total Assets147.9M
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Total Deposits128.7M
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Total Net Loans81.6M
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Net Income
-
Book Value10.7M
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Book Value x221.5M
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Book Value x332.2M
Balance Sheet Highlights
| Financial Highlights | Central Sierra Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 147,873 | 410,540 |
| Total Net Loans | 81,630 | 306,026 |
| Total Deposits | 128,694 | 327,427 |
| Total Equity | 10,748 | 44,232 |
| Profitability | ||
| Net Income | — | 14,059 |
| Return on Average Assets | — | 1.288 |
| Return on Average Equity | — | 12.905 |
| Net Interest Margin | 3.948 | 4.53 |
| Efficiency Ratio | 94.046 | 70.304 |
| Noninterest Income/Revenue | 15.041 | 21.024 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 63.43 | 77.417 |
| Securities/Assets | .05 | .612 |
| Total Equity/Total Assets | .073 | .108 |
| Tangible Equity/Tangible Assets | .073 | -.48 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 10,740 | 37,886 |
| Tier 2 Capital | 1,160 | 5,197 |
| Total Capital | 11,900 | 42,054 |
| Total Risk Weighted Assets | 92,434 | 305,799 |
| Leverage Ratio | 7.41 | 10.197 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 11.62 | 14.01 |
| Total Capital Ratio | 12.87 | 15.245 |
Timeline for Central Sierra Bank
Central California Bank
Central Sierra Bank was acquired by Central California Bank 20 years
View Profile Jul 12 2003
Central Sierra Bank
Central Sierra Bank was established 42 years ago and is currently headquartered in San Andreas, CA.
Nov 12 1981| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Central California Bank | Buyer | 460,862 | Acquisition | Discontinued | 7/12/2003 |
| Relationships | Role | Relationship Start | Relationship End |
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