Vitals
  • Total Assets
    551.0M 7.5 %
  • Total Deposits
    355.4M 5.9 %
  • Total Net Loans
    474.1M 10.6 %
  • Net Income
    442000.0000 -56.1 %
  • Book Value
    51.3M -1.8 %
  • Book Value x2
    102.6M -1.8 %
  • Book Value x3
    154.0M -1.8 %
ROAA

.11

ROAE

1.161

Efficiency Ratio

93.812

Net Interest Margin

3.144

Balance Sheet Highlights
Financial Highlights Central Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 550,959 512,859
Total Net Loans 474,105 341,329
Total Deposits 355,424 404,537
Total Equity 51,317 57,359
Profitability
Net Income 442 2,356
Return on Average Assets .11 .557
Return on Average Equity 1.161 5.265
Net Interest Margin 3.144 3.259
Efficiency Ratio 93.812 77.213
Noninterest Income/Revenue 8.642 15.67
Balance Sheet Ratios
Loan-to-Deposit 133.391 83.349
Securities/Assets .058 .198
Total Equity/Total Assets .093 .112
Tangible Equity/Tangible Assets .089 .11
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 45,206 54,469
Tier 2 Capital 4,296 3,983
Total Capital 49,502 58,502
Total Risk Weighted Assets 336,075 327,052
Leverage Ratio 8.18 10.372
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.45 16.775
Total Capital Ratio 14.73 17.967

Timeline for Central Co-Operative Bank

Rockland Trust Company

Central Co-Operative Bank was acquired by Rockland Trust Company 11 years

View Profile Nov 10 2012

Metro Real Estate Holdings Llc

Metro Real Estate Holdings Llc became a new subsidiary organization for Central Co-Operative Bank.

View Profile Jan 26 2009

Central Securities Corporation Ii

Central Securities Corporation Ii became a new subsidiary organization for Central Co-Operative Bank.

View Profile Aug 12 2003

Central Preferred Capital Corporation

Central Preferred Capital Corporation became a new subsidiary organization for Central Co-Operative Bank.

View Profile Jul 12 1999

Central Bancorp, Inc.

Central Bancorp, Inc. became a new parent organization for Central Co-Operative Bank.

View Profile Jan 08 1999

Want to see more?

Complete timeline for Central Co-Operative Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rockland Trust Company Buyer 7,499,637 Acquisition Discontinued 11/10/2012
Metropolitan Bank And Trust Company Seller 50,153 Discontinued 12/10/1994
Volunteer Co-Operative Bank Seller Discontinued 3/1/1982
Relationships Role Relationship Start Relationship End
Central Bancorp, Inc. Parent 1/8/1999 11/9/2012
Central Securities Corporation Subsidary 6/30/2007 11/9/2012
Central Securities Corporation Ii Subsidary 6/30/2007 11/9/2012
Metro Real Estate Holdings Llc Subsidary 1/26/2009 11/9/2012
Central Securities Corporation Subsidary 1/8/1999 6/29/2007
Central Securities Corporation Ii Subsidary 8/12/2003 6/29/2007
Central Preferred Capital Corporation Subsidary 7/12/1999 12/30/2003
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