Vitals
  • Total Assets
    571.7M 9.5 %
  • Total Deposits
    416.0M 7.6 %
  • Total Net Loans
    349.5M 8.6 %
  • Net Income
    3.3M 30.4 %
  • Book Value
    82.8M -14.0 %
  • Book Value x2
    165.6M -14.0 %
  • Book Value x3
    248.5M -14.0 %
ROAA

.591

ROAE

3.393

Efficiency Ratio

69.357

Net Interest Margin

2.693

Balance Sheet Highlights
Financial Highlights Prudential Savings Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 571,689 648,167
Total Net Loans 349,494 461,686
Total Deposits 416,009 495,804
Total Equity 82,817 86,443
Profitability
Net Income 3,253 4,600
Return on Average Assets .591 .53
Return on Average Equity 3.393 4.211
Net Interest Margin 2.693 2.964
Efficiency Ratio 69.357 73.743
Noninterest Income/Revenue 6.482 17.147
Balance Sheet Ratios
Loan-to-Deposit 84.011 82.148
Securities/Assets .31 .168
Total Equity/Total Assets .145 .133
Tangible Equity/Tangible Assets .145 .127
Capital Adequacy
Tier 1 Common Capital 83,814 83,501
Tier 1 Capital 83,814 83,501
Tier 2 Capital 3,525 4,056
Total Capital 87,339 87,552
Total Risk Weighted Assets 319,866 425,981
Leverage Ratio 14.83 13.562
Common Equity Tier 1 Capital Ratio 26.2 24.643
Tier 1 Capital Ratio 26.2 24.643
Total Capital Ratio 27.3 25.537

Timeline for Prudential Savings Bank

Psb Delaware, Inc

Psb Delaware, Inc became a new subsidiary organization for Prudential Savings Bank.

View Profile Dec 31 2005

Prudential Bancorp, Inc.

Prudential Bancorp, Inc. became a new parent organization for Prudential Savings Bank.

View Profile Mar 30 2005

Continental Savings And Loan Association

Acquisition: Prudential Savings Bank acquired a new subsidiary, Continental Savings And Loan Association, 40 years

View Profile Jul 01 1983

Prudential Savings Bank

Prudential Savings Bank was established 138 years ago and is currently headquartered in Philadelphia, PA.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Continental Savings And Loan Association Seller Discontinued 7/1/1983
Relationships Role Relationship Start Relationship End
Prudential Bancorp, Inc. Parent 9/30/2009
Prudential Bancorp, Inc. Parent 3/30/2005 9/29/2009
Psb Delaware, Inc Subsidary 12/31/2005
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