Vitals
  • Total Assets
    529.6M 8.0 %
  • Total Deposits
    460.8M 7.2 %
  • Total Net Loans
    370.1M 11.0 %
  • Net Income
    5.3M 5.2 %
  • Book Value
    57.2M 2.7 %
  • Book Value x2
    114.5M 2.7 %
  • Book Value x3
    171.7M 2.7 %
ROAA

1.048

ROAE

9.238

Efficiency Ratio

61.711

Net Interest Margin

3.656

Balance Sheet Highlights
Financial Highlights Cbi Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 529,583 198,346
Total Net Loans 370,119 133,864
Total Deposits 460,824 165,124
Total Equity 57,243 22,060
Profitability
Net Income 5,276 2,310
Return on Average Assets 1.048 1.15
Return on Average Equity 9.238 9.92
Net Interest Margin 3.656 3.587
Efficiency Ratio 61.711 60.34
Noninterest Income/Revenue 20.513 13.494
Balance Sheet Ratios
Loan-to-Deposit 80.317 77.091
Securities/Assets .188 .197
Total Equity/Total Assets .108 .111
Tangible Equity/Tangible Assets .102 .107
Capital Adequacy
Tier 1 Common Capital 54,287 21,135
Tier 1 Capital 54,287 21,140
Tier 2 Capital 3,928 1,625
Total Capital 58,215 22,777
Total Risk Weighted Assets 391,524 151,308
Leverage Ratio 10.47 10.944
Common Equity Tier 1 Capital Ratio 13.87 15.631
Tier 1 Capital Ratio 13.87 15.631
Total Capital Ratio 14.87 16.675

Timeline for Cbi Bank & Trust

Buffalo Prairie State Bank

Acquisition: Cbi Bank & Trust acquired a new subsidiary, Buffalo Prairie State Bank, 9 years

View Profile Apr 01 2015

West Chester Savings Bank

Acquisition: Cbi Bank & Trust acquired a new subsidiary, West Chester Savings Bank, 10 years

View Profile Jul 09 2013

Freedom Security Bank

Acquisition: Cbi Bank & Trust acquired a new subsidiary, Freedom Security Bank, 10 years

View Profile Jul 09 2013

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for Cbi Bank & Trust.

View Profile Feb 28 1980

Cbi Bank & Trust

Cbi Bank & Trust was established 90 years ago and is currently headquartered in Muscatine, IA.

Jun 13 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Buffalo Prairie State Bank Seller 68,564 Acquisition Discontinued 4/1/2015
West Chester Savings Bank Seller 45,716 Pooling of Interests Discontinued 7/9/2013
Freedom Security Bank Seller 72,811 Pooling of Interests Discontinued 7/9/2013
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 6/30/1994
Central Bancshares, Inc. Parent 12/31/1982 6/29/1994
Central Bancshares, Inc. Parent 2/28/1980 12/30/1982
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