Vitals
  • Total Assets
    45.7M -10.9 %
  • Total Deposits
    40.3M -6.9 %
  • Total Net Loans
    26.8M -1.8 %
  • Net Income
    110000.0000 83.3 %
  • Book Value
    4.8M -3.8 %
  • Book Value x2
    9.5M -3.8 %
  • Book Value x3
    14.3M -3.8 %
ROAA

.472

ROAE

4.543

Efficiency Ratio

80.495

Net Interest Margin

3.731

Balance Sheet Highlights
Financial Highlights West Chester Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 45,716 155,772
Total Net Loans 26,837 94,091
Total Deposits 40,266 130,050
Total Equity 4,765 16,465
Profitability
Net Income 110 900
Return on Average Assets .472 1.11
Return on Average Equity 4.543 10.293
Net Interest Margin 3.731 3.501
Efficiency Ratio 80.495 61.108
Noninterest Income/Revenue 16.94 14.33
Balance Sheet Ratios
Loan-to-Deposit 66.649 67.717
Securities/Assets .32 .26
Total Equity/Total Assets .104 .106
Tangible Equity/Tangible Assets .098 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,694 15,638
Tier 2 Capital 396 1,200
Total Capital 4,090 16,839
Total Risk Weighted Assets 31,314 109,537
Leverage Ratio 8.21 10.061
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.8 15.541
Total Capital Ratio 13.06 16.611

Timeline for West Chester Savings Bank

Cbi Bank & Trust

West Chester Savings Bank was acquired by Cbi Bank & Trust 10 years

View Profile Jul 09 2013

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for West Chester Savings Bank.

View Profile May 15 2004

Fsb Holding Co.

Fsb Holding Co. became a new parent organization for West Chester Savings Bank.

View Profile Feb 14 1985

West Chester Savings Bank

West Chester Savings Bank was established 123 years ago and is currently headquartered in Washington, IA.

Jun 16 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cbi Bank & Trust Buyer 536,480 Pooling of Interests Discontinued 7/9/2013
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 5/15/2004 7/8/2013
Fsb Holding Co. Parent 2/14/1985 5/14/2004
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