Net Income Analysis ( % relative to Total Revenue )
Income Statement Cbi Bank & Trust All Insured Commercial Banks in Iowa
Interest and Fees on Loans 15,631 6,128
Income from Lease Financing Receivables — 1
239 47
Estimated Tax Benefit from Tax-Exempt Loan Income 123 23
Income on Loans and Leases (TE) 15,754 6,162
Investment Interest Income (TE) 2,952 1,177
Total Interest Income (TE) 18,906 7,538
Total Interest Expense 1,792 925
Net Interest Income (TE) 17,114 6,587
Non-Interest Income 4,879 1,176
Adjusted Operating Income (TE) 21,993 7,798
Non-interest Expense 13,572 4,586
Provision for Loan & Lease Losses 270 208
Pretax Operating Income (TE) 8,151 2,901
Pretax Net Operating Income (TE) 8,249 2,963
Applicable Income Taxes 2,105 312
Net Operating Income 5,276 2,310
Net Income 5,276 2,310
Cash Dividends Declared 2,800 1,248
Retained Earnings 2,476 1,005