California Oaks State Bank Financial Statements & Health Reports

Acquired Dec 2010

Vitals

ROAA

-.141

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	California Oaks State Bank	All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets	137,468	538,450
Total Net Loans	94,232	341,302
Total Deposits	114,859	408,765
Total Equity	16,686	67,890
Profitability
Net Income	-141	833
Return on Average Assets	-.141	-.153
Return on Average Equity	-1.119	-1.866
Net Interest Margin	4.366	4.05
Efficiency Ratio	96.588	79.416
Noninterest Income/Revenue	11.06	10.861
Balance Sheet Ratios
Loan-to-Deposit	82.042	80.903
Securities/Assets	.087	.133
Total Equity/Total Assets	.121	.126
Tangible Equity/Tangible Assets	.097	.121
Capital Adequacy
Tier 1 Common Capital	—	—
Tier 1 Capital	16,661	60,824
Tier 2 Capital	1,325	4,784
Total Capital	17,986	65,726
Total Risk Weighted Assets	105,542	382,876
Leverage Ratio	12.08	11.595
Common Equity Tier 1 Capital Ratio	—	—
Tier 1 Capital Ratio	15.79	15.967
Total Capital Ratio	17.04	17.258

California Oaks State Bank was acquired by California United Bank 13 years

View Profile Dec 31 2010

California Oaks State Bank was established 26 years ago and is currently headquartered in Thousand Oaks, CA.

Feb 09 1998

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
California United Bank	Buyer	2,893,726	Acquisition	Discontinued	12/31/2010

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
La Salle State Bank	La Salle	IL	137.4M
Bny Mellon Trust Of Delaware	Wilmington	DE	137.7M
Greater Community Bank	Rome	GA	137.7M
Community First Bank	Kansas City	KS	138.6M
Elkton Bank & Trust Company	Elkton	KY	136.2M
Citizens Community Bank	Hahira	GA	135.9M
The Clay City Banking Co.	Clay City	IL	134.9M
Stone Bank	Mountain View	AR	134.8M
Bank Of The Panhandle	Guymon	OK	134.2M
Kentucky Neighborhood Bank	Elizabethtown	KY	134.0M