Efficiency Ratio Over Time
Efficiency Ratio California Oaks State Bank All Insured Commercial Banks in California
09-30-2010 96.588 79.416
06-30-2010 93.102 80.72
03-31-2010 94.09 82.516
12-31-2009 94.337 89.03
09-30-2009 94.811 89.748
06-30-2009 95.256 94.314
03-31-2009 93.238 95.606
12-31-2008 92.226 89.236
09-30-2008 88.989 85.939
06-30-2008 88.679 85.896
03-31-2008 94.254 85.386
12-31-2007 85.535 83.041
09-30-2007 85.096 79.26
06-30-2007 82.326 78.029
03-31-2007 82.406 76.688
12-31-2006 80.015 80.037
09-30-2006 81.714 76.157
06-30-2006 83.338 70.367
03-31-2006 86.809 69.95
12-31-2005 86.316 74.917
09-30-2005 87.023 71.155
06-30-2005 90.909 70.343
03-31-2005 93.548 68.656
12-31-2004 91.359 71.614
09-30-2004 85.33 71.664
06-30-2004 77.663 72.622
03-31-2004 104.796 74.921
12-31-2003 108.855 78.394
09-30-2003 105.203 69.685
06-30-2003 102.012 70.304
03-31-2003 99.329 69.597
12-31-2002 112.055 70.571