California Oaks State Bank
Thousand Oaks, CA — Domestic Branch of a Domestic Bank
Acquired Dec 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | California Oaks State Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 4,649 | 15,482 |
Income from Lease Financing Receivables | — | 13 |
— | 5 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 4,649 | 15,603 |
Investment Interest Income (TE) | 108 | 1,655 |
Total Interest Income (TE) | 4,857 | 17,909 |
Total Interest Expense | 801 | 3,246 |
Net Interest Income (TE) | 4,056 | 14,579 |
Non-Interest Income | 604 | 2,182 |
Adjusted Operating Income (TE) | 4,660 | 18,319 |
Non-interest Expense | 4,501 | 11,766 |
Provision for Loan & Lease Losses | 300 | 4,347 |
Pretax Operating Income (TE) | -141 | 1,165 |
Pretax Net Operating Income (TE) | -141 | 1,440 |
Applicable Income Taxes | — | 618 |
Net Operating Income | -141 | 847 |
Net Income | -141 | 833 |
Cash Dividends Declared | 135 | 95 |
Retained Earnings | -276 | 419 |