Vitals
  • Total Assets
    292.2M 10.7 %
  • Total Deposits
    234.0M 16.8 %
  • Total Net Loans
    224.1M 6.7 %
  • Net Income
    4.2M 18.1 %
  • Book Value
    26.7M 13.1 %
  • Book Value x2
    53.5M 13.1 %
  • Book Value x3
    80.2M 13.1 %
ROAA

1.44

ROAE

16.528

Efficiency Ratio

50.835

Net Interest Margin

4.444

Balance Sheet Highlights
Financial Highlights Bergen Commercial Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 292,181 718,414
Total Net Loans 224,131 505,400
Total Deposits 233,964 565,266
Total Equity 26,745 69,581
Profitability
Net Income 4,181 19,054
Return on Average Assets 1.44 1.174
Return on Average Equity 16.528 12.346
Net Interest Margin 4.444 3.97
Efficiency Ratio 50.835 73.281
Noninterest Income/Revenue 9.101 21.617
Balance Sheet Ratios
Loan-to-Deposit 95.797 78.338
Securities/Assets .114 .731
Total Equity/Total Assets .092 .097
Tangible Equity/Tangible Assets .087 .01
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 25,359 57,700
Tier 2 Capital 3,011 11,370
Total Capital 28,370 63,928
Total Risk Weighted Assets 240,842 418,381
Leverage Ratio 8.55 10.173
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.53 16.033
Total Capital Ratio 11.78 17.074

Timeline for Bergen Commercial Bank

Greater Community Bank

Bergen Commercial Bank was acquired by Greater Community Bank 18 years

View Profile Jan 01 2006

Greater Community Bancorp

Greater Community Bancorp became a new parent organization for Bergen Commercial Bank.

View Profile Dec 31 1995

Bcb Investment Company, Inc.

Bcb Investment Company, Inc. became a new subsidiary organization for Bergen Commercial Bank.

View Profile Dec 31 1995

Bergen Commercial Bank

Bergen Commercial Bank was established 36 years ago and is currently headquartered in Paramus, NJ.

Feb 22 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greater Community Bank Buyer 961,612 Pooling of Interests Discontinued 1/1/2006
Relationships Role Relationship Start Relationship End
Greater Community Bancorp Parent 12/31/1995 12/31/2005
Bcb Investment Company, Inc. Subsidary 12/31/1995 12/31/2005
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