Vitals
  • Total Assets
    209.2M 23.8 %
  • Total Deposits
    171.9M 21.6 %
  • Total Net Loans
    179.0M 26.2 %
  • Net Income
    1.9M 10.4 %
  • Book Value
    19.3M 28.2 %
  • Book Value x2
    38.7M 28.2 %
  • Book Value x3
    58.0M 28.2 %
ROAA

.999

ROAE

10.944

Efficiency Ratio

63.307

Net Interest Margin

3.945

Balance Sheet Highlights
Financial Highlights Bankvista All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 209,235 147,703
Total Net Loans 179,045 97,223
Total Deposits 171,885 126,600
Total Equity 19,349 15,565
Profitability
Net Income 1,856 1,683
Return on Average Assets .999 1.08
Return on Average Equity 10.944 9.905
Net Interest Margin 3.945 3.845
Efficiency Ratio 63.307 68.21
Noninterest Income/Revenue 29.3 13.68
Balance Sheet Ratios
Loan-to-Deposit 104.166 75.205
Securities/Assets .003 .174
Total Equity/Total Assets .092 .105
Tangible Equity/Tangible Assets .092 .103
Capital Adequacy
Tier 1 Common Capital 19,326 15,225
Tier 1 Capital 19,326 15,232
Tier 2 Capital 2,194 1,135
Total Capital 21,520 16,386
Total Risk Weighted Assets 175,443 105,251
Leverage Ratio 9.77 10.475
Common Equity Tier 1 Capital Ratio 11.02 15.3
Tier 1 Capital Ratio 11.02 15.308
Total Capital Ratio 12.27 16.398

Timeline for Bankvista

Northern Star Bank

Acquisition: Bankvista acquired a new subsidiary, Northern Star Bank, 9 years

View Profile Dec 20 2014

Bankvista

Bankvista was established 24 years ago and is currently headquartered in Sartell, MN.

Feb 15 2000

Rivers Ridge Holding Company

Rivers Ridge Holding Company became a new parent organization for Bankvista.

View Profile Feb 15 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northern Star Bank Seller 18,794 Failure 12/20/2014
Relationships Role Relationship Start Relationship End
Rivers Ridge Holding Company Parent 2/15/2000
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