Vitals
  • Total Assets
    286.3M 1.8 %
  • Total Deposits
    242.4M 1.1 %
  • Total Net Loans
    192.8M -2.3 %
  • Net Income
    2.2M 0.5 %
  • Book Value
    29.9M 2.1 %
  • Book Value x2
    59.9M 2.1 %
  • Book Value x3
    89.8M 2.1 %
ROAA

.757

ROAE

7.167

Efficiency Ratio

70.256

Net Interest Margin

3.511

Balance Sheet Highlights
Financial Highlights Bank & Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 286,253 290,894
Total Net Loans 192,820 191,278
Total Deposits 242,447 246,407
Total Equity 29,942 31,125
Profitability
Net Income 2,152 2,670
Return on Average Assets .757 .919
Return on Average Equity 7.167 8.247
Net Interest Margin 3.511 3.499
Efficiency Ratio 70.256 67.9
Noninterest Income/Revenue 16.056 16.598
Balance Sheet Ratios
Loan-to-Deposit 79.531 72.669
Securities/Assets .272 .191
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .102 .103
Capital Adequacy
Tier 1 Common Capital 30,286 29,670
Tier 1 Capital 30,286 29,720
Tier 2 Capital 2,607 2,112
Total Capital 32,893 31,905
Total Risk Weighted Assets 207,112 212,461
Leverage Ratio 10.5 10.62
Common Equity Tier 1 Capital Ratio 14.62 16.313
Tier 1 Capital Ratio 14.62 16.329
Total Capital Ratio 15.88 17.341

Timeline for Bank & Trust Company

State Bank Of Farmersville

Acquisition: Bank & Trust Company acquired a new subsidiary, State Bank Of Farmersville, 39 years

View Profile Aug 09 1985

Lbt Bancshares, Inc.

Lbt Bancshares, Inc. became a new parent organization for Bank & Trust Company.

View Profile Sep 02 1983

Bank & Trust Company

Bank & Trust Company was established 122 years ago and is currently headquartered in Litchfield, IL.

Sep 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Farmersville Seller 11,984 Failure 8/9/1985
Relationships Role Relationship Start Relationship End
Lbt Bancshares, Inc. Parent 9/2/1983
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