Vitals
  • Total Assets
    159.2M 5.5 %
  • Total Deposits
    141.4M 4.6 %
  • Total Net Loans
    116.3M 2.5 %
  • Net Income
    1.8M 29.8 %
  • Book Value
    16.0M 5.5 %
  • Book Value x2
    32.1M 5.5 %
  • Book Value x3
    48.1M 5.5 %
ROAA

1.164

ROAE

11.483

Efficiency Ratio

63.444

Net Interest Margin

4.396

Balance Sheet Highlights
Financial Highlights Bank Of Terrell All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 159,156 256,123
Total Net Loans 116,254 160,108
Total Deposits 141,379 221,413
Total Equity 16,037 27,434
Profitability
Net Income 1,801 2,812
Return on Average Assets 1.164 .99
Return on Average Equity 11.483 8.811
Net Interest Margin 4.396 4.031
Efficiency Ratio 63.444 72.067
Noninterest Income/Revenue 6.224 19.316
Balance Sheet Ratios
Loan-to-Deposit 82.229 70.662
Securities/Assets .075 .165
Total Equity/Total Assets .101 .107
Tangible Equity/Tangible Assets .101 .105
Capital Adequacy
Tier 1 Common Capital 16,179 26,376
Tier 1 Capital 16,179 26,452
Tier 2 Capital 1,265 1,919
Total Capital 17,444 28,453
Total Risk Weighted Assets 105,637 174,280
Leverage Ratio 10.06 10.62
Common Equity Tier 1 Capital Ratio 15.32 16.191
Tier 1 Capital Ratio 15.32 16.286
Total Capital Ratio 16.51 17.433

Timeline for Bank Of Terrell

Bank Of Terrell

Bank Of Terrell was established 24 years ago and is currently headquartered in Dawson, GA.

Aug 31 1999

Georgia Community Bancorp, Incorporated

Georgia Community Bancorp, Incorporated became a new parent organization for Bank Of Terrell.

View Profile Aug 31 1999
Relationships Role Relationship Start Relationship End
Georgia Community Bancorp, Incorporated Parent 8/31/1999
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