Vitals
  • Total Assets
    103.2M 4.1 %
  • Total Deposits
    93.8M 2.7 %
  • Total Net Loans
    60.6M 1.5 %
  • Net Income
    1.6M 53.8 %
  • Book Value
    8.7M 19.7 %
  • Book Value x2
    17.3M 19.7 %
  • Book Value x3
    26.0M 19.7 %
ROAA

1.629

ROAE

20.928

Efficiency Ratio

72.681

Net Interest Margin

3.807

Balance Sheet Highlights
Financial Highlights Bank Of Monticello All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 103,224 256,123
Total Net Loans 60,593 160,108
Total Deposits 93,826 221,413
Total Equity 8,669 27,434
Profitability
Net Income 1,644 2,812
Return on Average Assets 1.629 .99
Return on Average Equity 20.928 8.811
Net Interest Margin 3.807 4.031
Efficiency Ratio 72.681 72.067
Noninterest Income/Revenue 10.695 19.316
Balance Sheet Ratios
Loan-to-Deposit 64.58 70.662
Securities/Assets .131 .165
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .084 .105
Capital Adequacy
Tier 1 Common Capital 8,776 26,376
Tier 1 Capital 8,776 26,452
Tier 2 Capital 704 1,919
Total Capital 9,480 28,453
Total Risk Weighted Assets 56,337 174,280
Leverage Ratio 8.67 10.62
Common Equity Tier 1 Capital Ratio 15.58 16.191
Tier 1 Capital Ratio 15.58 16.286
Total Capital Ratio 16.83 17.433

Timeline for Bank Of Monticello

Monticello Bancshares, Inc.

Monticello Bancshares, Inc. became a new parent organization for Bank Of Monticello.

View Profile Jun 25 1996

Bank Of Monticello

Bank Of Monticello was established 115 years ago and is currently headquartered in Monticello, GA.

Jan 01 1909
Relationships Role Relationship Start Relationship End
Monticello Bancshares, Inc. Parent 6/25/1996
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