Vitals
  • Total Assets
    3.2B 14.0 %
  • Total Deposits
    2.5B 13.7 %
  • Total Net Loans
    1.2B 7.5 %
  • Net Income
    35.3M 47.6 %
  • Book Value
    296.0M 9.7 %
  • Book Value x2
    592.1M 9.7 %
  • Book Value x3
    888.1M 9.7 %
ROAA

2.259

ROAE

24.625

Efficiency Ratio

82.711

Net Interest Margin

3.73

Balance Sheet Highlights
Financial Highlights American State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 3,153,815 254,110
Total Net Loans 1,222,956 133,804
Total Deposits 2,495,652 218,105
Total Equity 296,043 27,266
Profitability
Net Income 35,311 1,383
Return on Average Assets 2.259 1.039
Return on Average Equity 24.625 9.697
Net Interest Margin 3.73 3.884
Efficiency Ratio 82.711 69.7
Noninterest Income/Revenue 25.913 15.82
Balance Sheet Ratios
Loan-to-Deposit 49.004 58.959
Securities/Assets .472 .252
Total Equity/Total Assets .094 .107
Tangible Equity/Tangible Assets .086 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 271,378 24,489
Tier 2 Capital 19,238 1,731
Total Capital 290,616 26,233
Total Risk Weighted Assets 1,532,311 149,175
Leverage Ratio 8.71 10.039
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.71 18.302
Total Capital Ratio 18.97 19.42

Timeline for American State Bank

Prosperity Bank

American State Bank was acquired by Prosperity Bank 11 years

View Profile Jul 01 2012

First National Bank In Cisco

Acquisition: American State Bank acquired a new subsidiary, First National Bank In Cisco, 18 years

View Profile Oct 29 2005

Security State Bank

Acquisition: American State Bank acquired a new subsidiary, Security State Bank, 25 years

View Profile Aug 01 1998

Brownfield State Bank

Acquisition: American State Bank acquired a new subsidiary, Brownfield State Bank, 29 years

View Profile Oct 01 1994

Liberty State Bank

Acquisition: American State Bank acquired a new subsidiary, Liberty State Bank, 33 years

View Profile Mar 30 1991

Want to see more?

Complete timeline for American State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 7/1/2012
First National Bank In Cisco Seller 40,508 Acquisition Discontinued 10/29/2005
Security State Bank Seller 283,863 Pooling of Interests Discontinued 8/1/1998
Brownfield State Bank Seller 57,604 Discontinued 10/1/1994
Liberty State Bank Seller 81,225 Discontinued 3/30/1991
American State Bank Of Snyder Seller 20,398 Discontinued 7/16/1990
Relationships Role Relationship Start Relationship End
American State Financial Corporation Parent 11/30/2008 6/30/2012
American State Financial Corporation Of Delaware Parent 12/18/1989 11/29/2008
American State Financial Corporation Parent 12/31/1981 12/17/1989
American State Financial Corporation Parent 12/31/1977 12/30/1981
Farmers And Stockmen Regional Credit Corporation Subsidary 12/31/1977 12/31/1979
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