Vitals
  • Total Assets
    40.5M -5.6 %
  • Total Deposits
    34.1M -5.5 %
  • Total Net Loans
    11.5M -11.9 %
  • Net Income
    207000.0000 -42.8 %
  • Book Value
    6.2M -6.9 %
  • Book Value x2
    12.4M -6.9 %
  • Book Value x3
    18.6M -6.9 %
ROAA

.675

ROAE

4.47

Efficiency Ratio

77.742

Net Interest Margin

4.37

Balance Sheet Highlights
Financial Highlights First National Bank In Cisco All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 40,508 139,662
Total Net Loans 11,468 80,016
Total Deposits 34,134 118,319
Total Equity 6,206 13,896
Profitability
Net Income 207 2,797
Return on Average Assets .675 1.364
Return on Average Equity 4.47 13.926
Net Interest Margin 4.37 4.458
Efficiency Ratio 77.742 66.756
Noninterest Income/Revenue 16.33 15.815
Balance Sheet Ratios
Loan-to-Deposit 33.597 64.049
Securities/Assets .238 .66
Total Equity/Total Assets .153 .099
Tangible Equity/Tangible Assets .153 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,866 13,314
Tier 2 Capital 200 940
Total Capital 6,066 14,250
Total Risk Weighted Assets 15,687 89,140
Leverage Ratio 14.61 10.213
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 37.39 17.138
Total Capital Ratio 38.67 18.193

Timeline for First National Bank In Cisco

American State Bank

First National Bank In Cisco was acquired by American State Bank 18 years

View Profile Oct 29 2005

Cisco Bancshares Of Nevada, Inc.

Cisco Bancshares Of Nevada, Inc. became a new parent organization for First National Bank In Cisco.

View Profile Dec 05 2001

Pressed Steel Products Company

Pressed Steel Products Company became a new subsidiary organization for First National Bank In Cisco.

View Profile Aug 08 1968

American Bank Of Sherman, National Association

American Bank Of Sherman, National Association became a new subsidiary organization for First National Bank In Cisco.

View Profile Jul 01 1966

World Acceptance Corporation

World Acceptance Corporation became a new subsidiary organization for First National Bank In Cisco.

View Profile Jul 01 1966

Want to see more?

Complete timeline for First National Bank In Cisco is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American State Bank Buyer 3,153,815 Acquisition Discontinued 10/29/2005
Relationships Role Relationship Start Relationship End
Cisco Bancshares Of Nevada, Inc. Parent 12/5/2001 10/28/2005
Southwest Employees Incentive Plan Parent 12/31/1970 12/31/1971
Southwest Employees Incentive Plan Parent 11/16/1956 12/30/1970
American Bank Of Sherman, National Association Subsidary 12/31/1970 12/31/1971
Constitutional Village, Inc. Subsidary 12/31/1970 12/31/1971
Pylon Farms Inc. Subsidary 12/31/1970 12/31/1971
American Bank Of Sherman, National Association Subsidary 7/1/1966 12/30/1970
World Acceptance Corporation Subsidary 7/1/1966 12/30/1970
Pressed Steel Products Company Subsidary 8/8/1968 12/30/1970
Solterra, Inc. Subsidary 7/1/1966 12/30/1970
Village Investors, Inc. Subsidary 7/1/1966 12/30/1970
Ptb Corporation Subsidary 7/1/1966 12/30/1970
Consumers Acceptance Company Of Texas Subsidary 7/1/1966 12/30/1970
First National Indemnity Company Investo Subsidary 7/1/1966 12/30/1970
Recovery Company Subsidary 7/1/1966 12/30/1970
Greater Texoma Corporation Subsidary 7/1/1966 12/30/1970
Texoma Savings Association Of Grayson Co Subsidary 7/1/1966 12/30/1970
Day Manufacturing Company Of Sherman Subsidary 7/1/1966 12/30/1970
Medco, Inc. Subsidary 7/1/1966 12/30/1970
Transtexas Corporation Subsidary 7/1/1966 12/30/1970
Constitutional Village, Inc. Subsidary 7/1/1966 12/30/1970
Pylon Farms Inc. Subsidary 7/1/1966 12/30/1970
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